Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHIARA from La Hulpe, company number BE0474217954, closed financial year 2025 with a result of € -6,655 after tax. For that financial year CHIARA recorded a gross margin of € 9,035 and equity of € -99,761. Compared with financial year 2024, the result moved from € 8,199 to € -6,655. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 23, 2026.
€ -99,761
▼ € 6,655 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,655
▼ still € 8,199 profit in 2024
Profit after tax over the fiscal year.
€ 1,703
▼ 86% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -119,261.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 47,366
▼ 22% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,822
▲ 92% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 6,994
▼ 20% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 16,004 | € 12,205 | € 24,008 | € 9,035 | ▼ 62% |
| Profit after taxes | € 13,412 | € 9,928 | € 8,199 | € -6,655 | ▼ € 14,854 |
| Equity | € -111,233 | € -101,305 | € -93,106 | € -99,761 | ▼ € 6,655 |
| Total debts | € 140,583 | € 126,486 | € 175,253 | € 153,674 | ▼ 12% |
| Cash | € 9,323 | € 14,057 | € 12,601 | € 1,703 | ▼ 86% |
| Retained profit | € -130,733 | € -120,805 | € -112,606 | € -119,261 | ▼ € 6,655 |
| Bank debt | € 720 | € 526 | € 691 | € 0 | ▼ 100% |
| Balance sheet total | € 29,350 | € 25,181 | € 82,146 | € 53,913 | ▼ 34% |
Key figures of CHIARA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHIARA?
What happened at CHIARA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 6,655 (▼ € 14,854 vs 2024). Source: NBB ↗
- New establishment in La Hulpe. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,412 profit in 2022 to € 6,655 loss in 2025.
Paid € 5,855 in corporate taxes since 2022.
Best year ever: 2022, with € 13,412 profit.
Management
Behind CHIARA is Bruno DERYCKERE.
Directors
According to the 2025 annual accounts
Bruno DERYCKERE
Director
Establishments
Establishment units
Physical locations of this company
Chemin du Gros Tienne 12
1310 La Hulpe
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0474.217.954
- VAT number
- BE 0474.217.954
- Registered office
- Chemin du Gros Tienne 12, 1310 La Hulpe
- Names & denominations
- CHIARA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 March 2001
- Peppol
- Active · Active since 18 Nov 2025
- Activities · NACE
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