Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
J.F.M. IMMO from Saint-Ghislain, company number BE0474151935, closed financial year 2025 with a result of € 14,781 after tax. For that financial year J.F.M. IMMO recorded a gross margin of € 51,751 and equity of € 331,316. Compared with financial year 2024, the result moved from € 14,552 to € 14,781. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 331,316
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,781
▲ 2% vs 2024
Profit after tax over the fiscal year.
€ 104,393
▲ 38% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 269,316.
Debts at end 2025
€ 25,563
▼ 30% vs 2024
€ 8,750 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,697
▲ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2021 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 54,031 | € 53,011 | € 56,204 | € 51,751 | ▼ 8% |
| Profit after taxes | € 22,942 | € 25,616 | € 14,552 | € 14,781 | ▲ 2% |
| Equity | € 258,511 | € 301,983 | € 316,536 | € 331,316 | ▲ 5% |
| Total debts | € 182,505 | € 231,450 | € 213,670 | € 202,915 | ▼ 5% |
| Cash | € 102,022 | € 118,929 | € 75,773 | € 104,393 | ▲ 38% |
| Land & buildings | € 334,149 | € 409,011 | € 451,372 | € 426,862 | ▼ 5% |
| Retained profit | € 196,511 | € 239,983 | € 254,536 | € 269,316 | ▲ 6% |
| Bank debt | € 0 | € 47,475 | € 36,519 | € 25,563 | ▼ 30% |
| Balance sheet total | € 441,016 | € 533,433 | € 530,206 | € 534,232 | ▲ 1% |
Key figures of J.F.M. IMMO, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to J.F.M. IMMO?
What happened at J.F.M. IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 14,781 (▲ 2% vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
In short
From € 22,942 profit in 2021 to € 14,781 profit in 2025.
Paid € 16,483 in corporate taxes since 2021.
Best year ever: 2023, with € 25,616 profit.
Establishments
Establishment units
Physical locations of this company
Rue Olivier Lhoir(T) 16
7333 Saint-Ghislain
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0474.151.935
- VAT number
- BE 0474.151.935
- Registered office
- Rue Olivier Lhoir(T) 16, 7333 Saint-Ghislain
- Names & denominations
- J.F.M. IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 21 February 2001
- Peppol
- Active · Active since 27 Nov 2025