Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 49 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
COGEFA from Mons, company number BE0474007524, closed financial year 2025 with a result of € -87,179 after tax. For that financial year COGEFA recorded a gross margin of € 4,913 and equity of € -63,613. Compared with financial year 2024, the result moved from € 151 to € -87,179. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ -63,613
▼ € 87,179 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -87,179
▼ still € 151 profit in 2024
Profit after tax over the fiscal year.
€ 25
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -88,613.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 56,121
▲ 115% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 11,682
▼ 37% vs 2024
Loans from banks and other lenders, long and short.
€ 7,173
▼ 47% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 32,865
▲ € 26,585 vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 14,096 | € 16,243 | € 30,267 | € 4,913 | ▼ 84% |
| Profit after taxes | € 577 | € 678 | € 151 | € -87,179 | ▼ € 87,330 |
| Equity | € 22,737 | € 23,414 | € 23,566 | € -63,613 | ▼ € 87,179 |
| Total debts | € 62,239 | € 84,255 | € 97,501 | € 125,870 | ▲ 29% |
| Cash | € 25 | € 25 | € 25 | € 25 | |
| Retained profit | € -2,263 | € -1,586 | € -1,434 | € -88,613 | ▼ € 87,179 |
| Bank debt | € 23,658 | € 24,339 | € 18,526 | € 11,682 | ▼ 37% |
| Balance sheet total | € 84,975 | € 107,669 | € 121,067 | € 62,257 | ▼ 49% |
Key figures of COGEFA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COGEFA?
What happened at COGEFA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 87,179 (▼ € 87,330 vs 2024). Source: NBB ↗
- New establishment in Mons. KBO
- Start of the company according to the CBE. KBO
In short
From € 577 profit in 2022 to € 87,179 loss in 2025.
Paid € 749 in corporate taxes since 2022.
Best year ever: 2023, with € 678 profit.
A new publication or filing at COGEFA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind COGEFA is JESSY SITKO. JESSY SITKO is also behind SOCIETE DE NEGOCE EUROPEEN and SOCIETE DE PROMOTION IMMOBILIERE C.M.D..
Directors
According to the 2025 annual accounts
JESSY SITKO
Manager
Also active at: SOCIETE DE NEGOCE EUROPEEN, SOCIETE DE PROMOTION IMMOBILIERE C.M.D.
Establishments
Establishment units
Physical locations of this company
Rue Grande 2
7020 Mons
Rue Grande 2 B
7020 Mons
Active since 28 February 2001
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0474.007.524
- VAT number
- BE 0474.007.524
- Registered office
- Rue Grande 2, 7020 Mons
- Names & denominations
- COGEFA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 February 2001
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
Bouwen van individuele huizen
Algemene bouw van residentiële gebouwen
Installatie van isolatie
Isolatiewerkzaamheden
Algemene elektrotechnische installatiewerken
Elektrische installatie