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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Figures corrected NBB
Corrected annual account filed for 2025.
Financials
Financial year 2025
S. & M. CAFES from Frameries, company number BE0473862024, closed financial year 2025 with a result of € -12,199 after tax. For that financial year S. & M. CAFES recorded a gross margin of € 76,263 and equity of € 6,464. Compared with financial year 2024, the result moved from € 5,673 to € -12,199. The company made a loss. The buffer shrank hard: equity is 65 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 14, 2026.
€ 6,464
▼ 65% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -12,199
▼ still € 5,673 profit in 2024
Profit after tax over the fiscal year.
€ 56,109
▼ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -1,601.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 80,298
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 3,727
▼ 43% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 9,064
▼ 22% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 59,010 | € 80,150 | € 89,986 | € 76,263 | ▼ 15% |
| Profit after taxes | € -10,342 | € -1,126 | € 5,673 | € -12,199 | ▼ € 17,872 |
| Equity | € 32,696 | € 19,570 | € 18,663 | € 6,464 | ▼ 65% |
| Total debts | € 79,944 | € 79,771 | € 83,602 | € 73,800 | ▼ 12% |
| Cash | € 92,761 | € 79,729 | € 77,419 | € 56,109 | ▼ 28% |
| Retained profit | € 26,491 | € 11,505 | € 10,598 | € -1,601 | ▼ € 12,199 |
| Dividend | € 10,000 | € 12,000 | € 6,580 | € 0 | ▼ 100% |
| Balance sheet total | € 112,640 | € 99,341 | € 102,265 | € 80,264 | ▼ 22% |
Key figures of S. & M. CAFES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S. & M. CAFES?
What happened at S. & M. CAFES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Corrected annual accounts filed for financial year 2025. filed late Source: NBB ↗
- Stéphanie DUPONT became a director. NBB
- New establishment in Frameries. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,342 loss in 2022 to € 12,199 loss in 2025.
Paid € 34 in corporate taxes since 2022.
Best year ever: 2024, with € 5,673 profit.
Paid out € 28,580 in dividends to the owners in total.
Management
Behind S. & M. CAFES is Stéphanie DUPONT.
Directors
According to the 2025 annual accounts
Stéphanie DUPONT
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Rue de l'Industrie 177
7080 Frameries
Rue de l'Industrie 175
7080 Frameries
Active since 19 February 2001
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0473.862.024
- VAT number
- BE 0473.862.024
- Registered office
- Rue de l'Industrie 177, 7080 Frameries
- Names & denominations
- S. & M. CAFES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 January 2001
- Peppol
- Active · Active since 3 Sept 2025
- Activities · NACE
Cafés en bars
Cafés