Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PATRICK DE SPIEGELEER from Courcelles, company number BE0473712366, closed financial year 2025 with a result of € -176,040 after tax. For that financial year PATRICK DE SPIEGELEER recorded a gross margin of € -12,286 and equity of € 1.9 million. Compared with financial year 2024, the result moved from € 284,927 to € -176,040. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 3, 2026.
€ 1.9 million
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -176,040
▼ still € 284,927 profit in 2024
Profit after tax over the fiscal year.
€ 94,781
▼ 92% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.9 million.
Debts at end 2025
€ 2 million
▼ 3% vs 2024
€ 97,084 is repaid this year. At this pace the long-term loan is gone in ≈ 21 years.
€ 11,428
▲ 85% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 158,194
▲ € 157,572 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,175,732 | € -9,688 | € 514,629 | € -12,286 | ▼ € 526,916 |
| Profit after taxes | € 784,133 | € -117,365 | € 284,927 | € -176,040 | ▼ € 460,967 |
| Equity | € 1,920,022 | € 1,802,657 | € 2,087,584 | € 1,911,544 | ▼ 8% |
| Total debts | € 2,099,879 | € 3,514,258 | € 4,553,470 | € 4,634,451 | ▲ 2% |
| Cash | € 38,593 | € 36,367 | € 1,229,697 | € 94,781 | ▼ 92% |
| Land & buildings | € 845,710 | € 1,184,729 | € 698,696 | € 3,289,924 | ▲ € 2.6 million |
| Retained profit | € 1,858,522 | € 1,741,157 | € 2,026,084 | € 1,850,044 | ▼ 9% |
| Bank debt | € 2,106 | € 1,220,821 | € 2,103,479 | € 2,032,506 | ▼ 3% |
| Balance sheet total | € 4,317,898 | € 5,614,911 | € 7,060,314 | € 6,951,430 | ▼ 2% |
Key figures of PATRICK DE SPIEGELEER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PATRICK DE SPIEGELEER?
What happened at PATRICK DE SPIEGELEER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Sandrine De Spiegeleer stepped down as director. NBB
- Jessica De Spiegeleer stepped down as director. NBB
- Laurent De Spiegeleer stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 176,040 (▼ € 460,967 vs 2024). filed late Source: NBB ↗
- Sandrine De Spiegeleer became a director. NBB
- Patrick De Spiegeleer stepped down as director. NBB
- Jessica De Spiegeleer became a director. NBB
- Laurent De Spiegeleer became a director. NBB
In short
From € 784,133 profit in 2022 to € 176,040 loss in 2025.
Paid € 2,484 in corporate taxes since 2022.
Best year ever: 2022, with € 784,133 profit.
Management
Directors
According to the 2025 annual accounts
Jessica De Spiegeleer
Director
since 2023 · until 2029
Laurent De Spiegeleer
Director
since 2023 · until 2029
Patrick De Spiegeleer
Managing director
since 2023 · until 2026
Sandrine De Spiegeleer
Director
since 2026 · until 2032
Establishments
Establishment units
Physical locations of this company
Place du Wagonnet 3-0-1
6180 Courcelles
Chaussée de Courcelles 77
6041 Charleroi
Active since 23 February 2001
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0473.712.366
- VAT number
- BE 0473.712.366
- Registered office
- Place du Wagonnet 3-0-1, 6180 Courcelles
- Names & denominations
- PATRICK DE SPIEGELEER
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 January 2001
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
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