Financials
Financial year 2025
Agent de banque et d'assurances Wallonie Picarde from Tournai, company number BE0473660007, closed financial year 2025 with a result of € 1.1 million after tax. For that financial year Agent de banque et d'assurances Wallonie Picarde recorded a gross margin of € 5.3 million and equity of € 800,800. Compared with financial year 2024, the result moved from € 1.7 million to € 1.1 million. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 12, 2026.
€ 800,800
▼ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.1 million
▼ 37% vs 2024
Profit after tax over the fiscal year.
€ 2.1 million
▲ 14% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.2 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
45.4
▲ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 3.7 million
▲ 6% vs 2024
€ 82,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 84,894
▼ 18% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 80,086
▼ 12% vs 2024
€ 26,232 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 77,917
▼ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 791,275
▼ 23% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 2,663,638 | € 5,066,920 | € 5,958,964 | € 5,268,692 | ▼ 12% |
| Profit after taxes | € 727,281 | € 1,188,120 | € 1,735,901 | € 1,091,431 | ▼ 37% |
| Equity | € 479,466 | € 871,375 | € 929,193 | € 800,800 | ▼ 14% |
| Total debts | € 1,262,245 | € 1,827,118 | € 2,398,153 | € 1,812,601 | ▼ 24% |
| Cash | € 924,239 | € 1,295,636 | € 1,807,538 | € 2,056,728 | ▲ 14% |
| Retained profit | € 404,466 | € 796,375 | € 854,193 | € 725,800 | ▼ 15% |
| Dividend | € 726,344 | € 1,054,486 | € 1,678,084 | € 1,219,824 | ▼ 27% |
| Bank debt | € 255,591 | € 85,183 | € 90,898 | € 80,086 | ▼ 12% |
| Balance sheet total | € 1,741,711 | € 2,698,493 | € 3,327,346 | € 2,613,401 | ▼ 21% |
| Employees (FTE) | 24.6 | - | 44.4 | 45.4 | ▲ 1 |
Key figures of Agent de banque et d'assurances Wallonie Picarde, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Agent de banque et d'assurances Wallonie Picarde?
What happened at Agent de banque et d'assurances Wallonie Picarde in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.1 million (▼ 37% vs 2024). Source: NBB ↗
- MATHIEU GRIBOMONT stepped down as director. NBB
- DAVID VENTURI became a director. NBB
- VANESSA VIENNE became a director. NBB
- ANTOINE DRAMAIX became a director. NBB
- New establishment in Estaimpuis. KBO
- New establishment in Mouscron. KBO
- New establishment in Mouscron. KBO
In short
From € 727,281 profit in 2022 to € 1.1 million profit in 2025.
Paid € 1.8 million in corporate taxes since 2022.
Best year ever: 2024, with € 1.7 million profit.
On average € 116,100 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Agent de banque et d'assurances Wallonie Picarde are GUY DIMANCHE, ANTOINE DRAMAIX, VANESSA VIENNE, VALERIE COLON, DAVID VENTURI and HENRI-LAURENT BLEUZE.
Directors
According to the 2025 annual accounts
GUY DIMANCHE
Manager
since 2011
ANTOINE DRAMAIX
Manager
since 2023
VANESSA VIENNE
Manager
since 2024
VALERIE COLON
Manager
since 2001
DAVID VENTURI
Manager
since 2025
HENRI-LAURENT BLEUZE
Manager
since 2023
since 2023
MATHIEU GRIBOMONT
Manager
since 2020 · until 2026
Establishments
Establishment units
Physical locations of this company
Rue Royale(TOU) 105/107/109
7500 Tournai
Rue Grande (Bas) 311
7971 Beloeil
Active since 18 January 2001
Grand'rue 17
7640 Antoing
Active since 1 April 2007
Rue de l'Eglise N-D de la Tombe SN
7540 Tournai
Active since 1 April 2007
Rue Royale(TOU) 105-109
7500 Tournai
Active since 1 April 2007
Grand-Place(L) 29/30
7900 Leuze-en-Hainaut
Active since 1 January 2019
Place Reine Astrid(TOU) 7
7500 Tournai
Active since 1 January 2022
Place du S-C(N) 1
7730 Estaimpuis
Active since 1 January 2023
Arthur Roelandtstraat(D) 30
7711 Mouscron
Active since 1 January 2023
Stationstraat 39-41
7700 Mouscron
Active since 1 January 2023
Voorstadstraat(KOM) 31-33
7780 Comines-Warneton
Active since 1 January 2023
Kruisherenstraat(H) 28
7712 Mouscron
Active since 1 January 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0473.660.007
- VAT number
- BE 0473.660.007
- Registered office
- Rue Royale(TOU) 105/107/109, 7500 Tournai
- Names & denominations
- Agent de banque et d'assurances Wallonie Picarde
- Enterprise type
- Rechtspersoon
- Legal form
- Limited partnership
- Legal situation
- Normale toestand
- Start date
- 29 December 2000
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
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