Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
DEMARTIN ASSURFINANCE from Lessines, company number BE0473442845, closed financial year 2025 with a result of € 28,924 after tax. For that financial year DEMARTIN ASSURFINANCE recorded a gross margin of € 284,797 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 22,572 to € 28,924. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 30, 2026.
€ 1.1 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 28,924
▲ 28% vs 2024
Profit after tax over the fiscal year.
€ 252,494
▲ 165% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1 million.
People and assets in 2025
€ 106,070
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 16,949
▲ 64% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 24,178
▼ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 37,869
▼ 1% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 194,518 | € 226,571 | € 248,532 | € 284,797 | ▲ 15% |
| Profit after taxes | € -717 | € 9,185 | € 22,572 | € 28,924 | ▲ 28% |
| Equity | € 991,160 | € 1,000,345 | € 1,022,916 | € 1,051,841 | ▲ 3% |
| Total debts | € 905,871 | € 968,841 | € 1,047,559 | € 1,113,729 | ▲ 6% |
| Cash | € 1,132,528 | € 222,212 | € 95,161 | € 252,494 | ▲ 165% |
| Land & buildings | - | - | - | € 7,440 | |
| Retained profit | € 972,560 | € 981,745 | € 1,004,316 | € 1,033,241 | ▲ 3% |
| Balance sheet total | € 1,897,031 | € 1,969,186 | € 2,070,475 | € 2,165,569 | ▲ 5% |
Key figures of DEMARTIN ASSURFINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to DEMARTIN ASSURFINANCE?
What happened at DEMARTIN ASSURFINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 28,924 (▲ 28% vs 2024). Source: NBB ↗
- New establishment in Lessines. KBO
- Start of the company according to the CBE. KBO
In short
From € 717 loss in 2022 to € 28,924 profit in 2025.
Paid € 82,153 in corporate taxes since 2022.
Best year ever: 2025, with € 28,924 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind DEMARTIN ASSURFINANCE is BERTRAND DEMARTIN.
Directors
According to the 2025 annual accounts
BERTRAND DEMARTIN
Manager
Establishments
Establishment units
Physical locations of this company
Route de Frasnes(L) 43
7860 Lessines
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
DNS
Cloudflare DNS
Website info
Features
Security
Network
Details
- Company number
- 0473.442.845
- VAT number
- BE 0473.442.845
- Registered office
- Route de Frasnes(L) 43, 7860 Lessines
- Names & denominations
- DEMARTIN ASSURFINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 December 2000
- Peppol
- Active · Active since 10 Feb 2026
- Contact
- demartinassurfinance.be
- Activities · NACE
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