Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 47 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
RIBAT from Le Roeulx, company number BE0473294672, closed financial year 2025 with a result of € 29,521 after tax. For that financial year RIBAT recorded a gross margin of € 146,093 and equity of € 163,017. Compared with financial year 2024, the result moved from € 32,736 to € 29,521. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ 163,017
▲ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 29,521
▼ 10% vs 2024
Profit after tax over the fiscal year.
€ 26,368
▲ 61% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 101,043.
Debts at end 2025
€ 706,809
▼ 10% vs 2024
€ 113,859 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 153,254 | € 149,908 | € 150,197 | € 146,093 | ▼ 3% |
| Profit after taxes | € 46,665 | € 44,024 | € 32,736 | € 29,521 | ▼ 10% |
| Equity | € 56,735 | € 100,759 | € 133,495 | € 163,017 | ▲ 22% |
| Total debts | € 1,092,864 | € 1,007,405 | € 920,132 | € 843,346 | ▼ 8% |
| Cash | € 41,902 | € 27,138 | € 16,335 | € 26,368 | ▲ 61% |
| Land & buildings | € 442,614 | € 425,616 | € 408,619 | € 389,732 | ▼ 5% |
| Retained profit | € -5,238 | € 38,786 | € 71,522 | € 101,043 | ▲ 41% |
| Bank debt | € 957,830 | € 871,126 | € 781,300 | € 706,809 | ▼ 10% |
| Balance sheet total | € 1,149,599 | € 1,108,164 | € 1,053,627 | € 1,006,363 | ▼ 4% |
Key figures of RIBAT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RIBAT?
What happened at RIBAT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- ALFRED RICCA stepped down as director. NBB
- CARMELA RICCA stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 29,521 (▼ 10% vs 2024). Source: NBB ↗
- ALFRED RICCA became a director. NBB
- CARMELA RICCA became a director. NBB
- New establishment in Le Roeulx. KBO
- Start of the company according to the CBE. KBO
In short
From € 46,665 profit in 2022 to € 29,521 profit in 2025.
Paid € 12,428 in corporate taxes since 2022.
Best year ever: 2022, with € 46,665 profit.
Management
Directors
According to the 2025 annual accounts
ALFRED RICCA
Managing director
since 2023 · until 2029
CARMELA RICCA
Director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Rue François Onckelet(M) 10
7070 Le Roeulx
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0473.294.672
- VAT number
- BE 0473.294.672
- Registered office
- Rue François Onckelet(M) 10, 7070 Le Roeulx
- Names & denominations
- RIBAT
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 November 2000
- Peppol
- Not registered