Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
LAURCA LIFE MANAGEMENT from Chaudfontaine, company number BE0473258743, closed financial year 2025 with a result of € 11,739 after tax. For that financial year LAURCA LIFE MANAGEMENT recorded a gross margin of € 25,053 and equity of € -124,741. Compared with financial year 2024, the result moved from € 3,630 to € 11,739. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.
€ -124,741
▲ € 11,739 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,739
▲ 223% vs 2024
Profit after tax over the fiscal year.
€ 79,098
▲ € 60,902 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -143,341.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 16,355
▲ € 15,056 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 196,000
Loans from banks and other lenders, long and short.
€ 1,207
▲ 57% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,257
▲ 44% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 15,214 | € 24,243 | € 15,817 | € 25,053 | ▲ 58% |
| Profit after taxes | € 1,960 | € 11,490 | € 3,630 | € 11,739 | ▲ 223% |
| Equity | € -151,600 | € -140,110 | € -136,480 | € -124,741 | ▲ € 11,739 |
| Total debts | € 302,110 | € 303,979 | € 249,108 | € 313,636 | ▲ 26% |
| Cash | € 41,593 | € 53,092 | € 18,196 | € 79,098 | ▲ € 60,902 |
| Land & buildings | € 86,322 | € 81,729 | € 77,116 | € 72,982 | ▼ 5% |
| Retained profit | € -170,200 | € -158,710 | € -155,080 | € -143,341 | ▲ € 11,739 |
| Bank debt | € 196,000 | € 196,000 | € 196,000 | € 196,000 | |
| Balance sheet total | € 150,511 | € 163,869 | € 112,628 | € 188,895 | ▲ 68% |
Key figures of LAURCA LIFE MANAGEMENT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LAURCA LIFE MANAGEMENT?
What happened at LAURCA LIFE MANAGEMENT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,739 (▲ 223% vs 2024). Source: NBB ↗
- Annie SPEECKE became a director. NBB
- New establishment in Liège. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,960 profit in 2022 to € 11,739 profit in 2025.
Paid € 589 in corporate taxes since 2022.
Best year ever: 2025, with € 11,739 profit.
A new publication or filing at LAURCA LIFE MANAGEMENT? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LAURCA LIFE MANAGEMENT is Annie SPEECKE.
Directors
According to the 2025 annual accounts
Annie SPEECKE
Manager
since 2003
Establishments
Establishment units
Physical locations of this company
Rue de Ninane 17
4052 Chaudfontaine
Rue Naniot 108
4000 Liège
Active since 7 February 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0473.258.743
- VAT number
- BE 0473.258.743
- Registered office
- Rue de Ninane 17, 4052 Chaudfontaine
- Names & denominations
- LAURCA LIFE MANAGEMENT · L.L.M.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 28 November 2000
- Peppol
- Active · Active since 7 Nov 2025
- Activities · NACE
Activiteiten van holdings
Managementactiviteiten van holdings
Holdings