Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Busy address KBO
37 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
F & S from Antwerpen, company number BE0472835309, closed financial year 2025 with a result of € 21,344 after tax. For that financial year F & S recorded a gross margin of € 462,635 and equity of € 119,454. Compared with financial year 2024, the result moved from € -214,484 to € 21,344. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 19, 2026.
€ 119,454
▲ 22% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 21,344
▲ still € 214,484 loss in 2024
Profit after tax over the fiscal year.
€ 84,032
▲ 118% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 9,454.
People and assets in 2025
3
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 443,470
▲ 6% vs 2024
€ 147,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 866
▼ 62% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 25,786
▼ 55% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 110,156
▲ 167% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,205,971 | € 145,298 | € 208,534 | € 462,635 | ▲ 122% |
| Profit after taxes | € 1,374,704 | € -80,585 | € -214,484 | € 21,344 | ▲ € 235,828 |
| Equity | € 393,179 | € 312,594 | € 98,110 | € 119,454 | ▲ 22% |
| Total debts | € 791,200 | € 45,133 | € 121,527 | € 156,483 | ▲ 29% |
| Cash | € 34,977 | € 19,508 | € 38,508 | € 84,032 | ▲ 118% |
| Retained profit | € 283,179 | € 202,594 | € -11,890 | € 9,454 | ▲ € 21,344 |
| Dividend | € 1,097,778 | € 0 | € 0 | € 0 | |
| Balance sheet total | € 1,184,380 | € 357,727 | € 219,637 | € 275,937 | ▲ 26% |
| Employees (FTE) | 2.5 | 2.5 | 2.5 | 3 | ▲ 0.5 |
Key figures of F & S, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to F & S?
What happened at F & S in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- BRALING NV stepped down as director. NBB
- GM De Souter BV stepped down as director. NBB
- ERIC SPAAS BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 21,344. Source: NBB ↗
- BRALING NV became a director. NBB
- GM De Souter BV became a director. NBB
- ERIC SPAAS BV became a director. NBB
- New establishment in Antwerpen. KBO
In short
From € 1.4 million profit in 2022 to € 21,344 profit in 2025.
Paid € 5,528 in corporate taxes since 2022.
Best year ever: 2022, with € 1.4 million profit.
On average € 154,200 of value added per employee in 2025.
A new publication or filing at F & S? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of X-PERTISE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
F & SThe shares are held by X-PERTISE (100%). It owns 49.5% of F&S Financial Services BV itself.
Directors
According to the 2025 annual accounts
Director · represented by Antonius Friling
Also active at: X-PERTISE, PRAXIS, ERANTA, F³ Invest PIPE's DBI, HOTEL MARIE ULLENS
since 2020 · until 2031
Director · represented by Gwen Maud De Souter
Also active at: PRAXIS, ERANTA, F³ Invest PIPE's DBI
since 2020 · until 2031
Director · represented by Eric Spaas
Also active at: BRALING, X-PERTISE, PRAXIS, ERANTA, F&S Financial Services, F3 Armira, HOTEL MARIE ULLENS
since 2020 · until 2031
Shareholders
100%
Participations
Establishments
Establishment units
Physical locations of this company
Van Putlei 31
2018 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 37 companies are registered at this address.
All companies at this address →Dr. Pierre van Caillie Foundation - Elisabeth Center
X-PERTISE same network
€ 12,503 gross margin · 2025
PRAXIS same network
€ 112,368 gross margin · 2025
F³ Finance
€ 965,772 gross margin · 2024
Gerant same network
€ 46,996 gross margin · 2025
+32 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.835.309
- VAT number
- BE 0472.835.309
- Registered office
- Van Putlei 31, 2018 Antwerpen
- Names & denominations
- F & S
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 20 September 2000
- Peppol
- Active · Active since 27 May 2025
- Activities · NACE
Coördinatiecentra
Activiteiten van hoofdkantoren