Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
PACOLET from Sint-Truiden, company number BE0472831844, closed financial year 2025 with a result of € -13,284 after tax. For that financial year PACOLET recorded a gross margin of € 135,489 and equity of € -84,374. Compared with financial year 2024, the result moved from € -9,639 to € -13,284. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 7, 2026.
€ -84,374
▼ € 13,284 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -13,284
▼ 38 % more loss than in 2024
Profit after tax over the fiscal year.
€ 11,203
▼ 57% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -104,833.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 120,102
▲ 22% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,123
▲ 51% vs 2024
Of which on lease € 10,098.
Debts at end 2025
€ 60,899
▼ 5% vs 2024
€ 18,057 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 65,076
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 19,605
▼ 18% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 59,211 | € 113,237 | € 113,525 | € 135,489 | ▲ 19% |
| Profit after taxes | € -14,156 | € 8,686 | € -9,639 | € -13,284 | ▼ € 3,645 |
| Equity | € -70,137 | € -61,451 | € -71,090 | € -84,374 | ▼ € 13,284 |
| Total debts | € 197,445 | € 203,878 | € 210,112 | € 215,227 | ▲ 2% |
| Cash | € 16,136 | € 17,076 | € 26,284 | € 11,203 | ▼ 57% |
| Land & buildings | - | - | € 22,998 | - | |
| Retained profit | € -88,737 | € -81,910 | € -91,549 | € -104,833 | ▼ € 13,284 |
| Bank debt | € 17,911 | € 24,413 | € 64,053 | € 60,899 | ▼ 5% |
| Balance sheet total | € 127,308 | € 142,427 | € 139,022 | € 130,854 | ▼ 6% |
Key figures of PACOLET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PACOLET?
What happened at PACOLET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 13,284. Source: NBB ↗
- New establishment in Sint-Truiden. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,156 loss in 2022 to € 13,284 loss in 2025.
Paid € 775 in corporate taxes since 2022.
Best year ever: 2023, with € 8,686 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Luc Pacolet
Director
Establishments
Establishment units
Physical locations of this company
Bedrijvenstraat 5770
3800 Sint-Truiden
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.831.844
- VAT number
- BE 0472.831.844
- Registered office
- Bedrijvenstraat 5770, 3800 Sint-Truiden
- Names & denominations
- PACOLET · PACOLET, MIDAS Sint-Truiden
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 September 2000
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Groothandel in onderdelen en accessoires van auto's
Kleinhandel in onderdelen en accessoires van auto's
Detailhandel in onderdelen en accessoires van motorvoertuigen
Groothandel in delen en toebehoren van motorvoertuigen
Handelsbemiddeling en groothandel in onderdelen en accessoires van motorvoertuigen