Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ERVI from Sint-Martens-Latem, company number BE0472754442, closed financial year 2025 with a result of € -3,882 after tax. For that financial year ERVI recorded a gross margin of € 17,622 and equity of € 35,378. Compared with financial year 2024, the result moved from € 44,827 to € -3,882. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ 35,378
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,882
▼ still € 44,827 profit in 2024
Profit after tax over the fiscal year.
€ 1,810
▼ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 16,778.
People and assets in 2025
€ 47,110
▼ 19% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 84,285
▼ 33% vs 2024
€ 29,255 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 11,923
▲ 256% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,863
▼ 55% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -6,991 | € 60,895 | € 79,521 | € 17,622 | ▼ 78% |
| Profit after taxes | € -17,269 | € 32,972 | € 44,827 | € -3,882 | ▼ € 48,709 |
| Equity | € -36,939 | € -3,968 | € 39,259 | € 35,378 | ▼ 10% |
| Total debts | € 376,003 | € 355,076 | € 399,783 | € 404,624 | ▲ 1% |
| Cash | € 4,373 | € 6,653 | € 2,315 | € 1,810 | ▼ 22% |
| Retained profit | € -55,539 | € -22,568 | € 20,659 | € 16,778 | ▼ 19% |
| Dividend | € 0 | € 0 | € 1,600 | € 0 | ▼ 100% |
| Bank debt | € 83,049 | € 76,986 | € 125,308 | € 84,285 | ▼ 33% |
| Balance sheet total | € 339,063 | € 351,108 | € 439,043 | € 440,001 |
Key figures of ERVI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to ERVI?
What happened at ERVI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,882 (▼ € 48,709 vs 2024). Source: NBB ↗
- New establishment in Sint-Martens-Latem. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,269 loss in 2022 to € 3,882 loss in 2025.
Paid € 36,344 in corporate taxes since 2022.
Best year ever: 2024, with € 44,827 profit.
Paid out € 1,600 in dividends to the owners in total.
Management
Behind ERVI are Vincent Meclot and Eric Bergeys. It owns 100% of CHAVE itself.
Directors
According to the 2025 annual accounts
Vincent Meclot
Director
Also active at: KREATOS IMMO, KREATOS BUSINESS, KREATOS INVEST, KREBERCHEM, CHAVE
Establishments
Establishment units
Physical locations of this company
Eikeldreef 1
9830 Sint-Martens-Latem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.754.442
- VAT number
- BE 0472.754.442
- Registered office
- Eikeldreef 1, 9830 Sint-Martens-Latem
- Names & denominations
- ERVI
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 September 2000
- Peppol
- Active · Active since 6 Feb 2026
- Activities · NACE
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