Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
KREATOS IMMO from Sint-Martens-Latem, company number BE0433866845, closed financial year 2025 with a result of € -4,246 after tax. For that financial year KREATOS IMMO recorded a gross margin of € 108,804 and equity of € 1.8 million. Compared with financial year 2024, the result moved from € -17,677 to € -4,246. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ 1.8 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -4,246
▲ 76 % less loss than in 2024
Profit after tax over the fiscal year.
€ 32,173
▼ 81% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.6 million.
Debts at end 2025
€ 800,820
▲ 17% vs 2024
€ 42,276 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 51,768
▼ 56% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 37
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 170,207 | € 150,253 | € 75,243 | € 108,804 | ▲ 45% |
| Profit after taxes | € 77,437 | € 45,411 | € -17,677 | € -4,246 | ▲ € 13,431 |
| Equity | € 1,739,228 | € 1,784,640 | € 1,766,962 | € 1,762,716 | |
| Total debts | € 424,093 | € 784,569 | € 930,120 | € 1,016,532 | ▲ 9% |
| Cash | € 7,558 | € 33,219 | € 172,157 | € 32,173 | ▼ 81% |
| Land & buildings | € 747,439 | € 1,108,442 | € 1,164,332 | € 1,421,794 | ▲ 22% |
| Retained profit | € 1,587,228 | € 1,632,640 | € 1,614,962 | € 1,610,716 | |
| Bank debt | € 401,712 | € 736,678 | € 684,044 | € 800,820 | ▲ 17% |
| Balance sheet total | € 2,442,679 | € 2,783,998 | € 2,898,826 | € 2,967,994 | ▲ 2% |
Key figures of KREATOS IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to KREATOS IMMO?
What happened at KREATOS IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 4,246. filed late Source: NBB ↗
- New establishment in Sint-Martens-Latem. KBO
- Start of the company according to the CBE. KBO
In short
From € 77,437 profit in 2022 to € 4,246 loss in 2025.
Paid € 177,469 in corporate taxes since 2022.
Best year ever: 2022, with € 77,437 profit.
Management
Behind KREATOS IMMO are Vincent Meclot and Eric Bergeys. The same people are also behind KREATOS INVEST and ERVI. Vincent Meclot is also behind KREATOS BUSINESS, KREBERCHEM and CHAVE. Eric Bergeys is also behind PATRIMOBE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Eikeldreef 1
9830 Sint-Martens-Latem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0433.866.845
- VAT number
- BE 0433.866.845
- Registered office
- Eikeldreef 1, 9830 Sint-Martens-Latem
- Names & denominations
- KREATOS IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 April 1988
- Peppol
- Active · Active since 9 Feb 2026