What does IMMO PHICO do?

IMMO PHICO is a property company in Geraardsbergen. Public Limited, started on 11 September 2000, 1 establishment.

What is the address of IMMO PHICO?

The registered office of IMMO PHICO is located at Aalstsesteenweg(Sme) 102 D box 1, 9506 Geraardsbergen.

Is IMMO PHICO still active?

Yes. According to the CBE (30 October 2026) IMMO PHICO is active, legal situation “Normale toestand”, started on 11 September 2000.

Is IMMO PHICO registered on Peppol?

Yes, IMMO PHICO is registered on the Peppol network with ID 0208:0472728411.

What is the enterprise number of IMMO PHICO?

The enterprise number of IMMO PHICO is BE0472728411.

When was IMMO PHICO founded?

IMMO PHICO was founded on 11 September 2000.

Who are the directors of IMMO PHICO?

According to the 2025 annual accounts, the directors of IMMO PHICO are: Cindy Avau, Philip Colin.

Is IMMO PHICO a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 11 September 2000; 4 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did IMMO PHICO make in 2025?

IMMO PHICO recorded a loss after taxes of € 4,270 in financial year 2025.

What is the revenue of IMMO PHICO?

As a small company, IMMO PHICO is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 147,236.

IMMO PHICO (Public Limited) - Geraardsbergen

Dossier IMMO PHICO, printed on 30 October 2026 from databakkes.be/en/0472728411/immo-phico. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Board fully replaced NBB

No director from three years ago is still active according to annual account 2025.

Financials

Financial year 2025

IMMO PHICO from Geraardsbergen, company number BE0472728411, closed financial year 2025 with a result of € -4,270 after tax. For that financial year IMMO PHICO recorded a gross margin of € 147,236 and equity of € 351,433. Compared with financial year 2024, the result moved from € -20,112 to € -4,270. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.

What it is worth Healthy

€ 351,433

▼ 1% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -4,270

▲ 79 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 68,414

▲ 193% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 289,433.

People and assets in 2025

Vehicles and equipment

€ 507

▼ 81% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 278,412

▼ 18% vs 2024

€ 59,111 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 45,886

▲ 15% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 25,752

▼ 65% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 224,355 Gross margin 2022: € 224,355 First fiscal year in the series	€ 90,740 Gross margin 2023: € 90,740 ▼ 60% vs 2022 (€ 224,355) Unfavourable step	€ 130,790 Gross margin 2024: € 130,790 ▲ 44% vs 2023 (€ 90,740) Favourable step	€ 147,236 Gross margin 2025: € 147,236 ▲ 13% vs 2024 (€ 130,790) Favourable step	▲ 13%
Profit after taxes	€ -67,404 Profit after taxes 2022: € -67,404 First fiscal year in the series	€ -30,505 Profit after taxes 2023: € -30,505 ▲ € 36,899 vs 2022 (€ -67,404) Favourable step	€ -20,112 Profit after taxes 2024: € -20,112 ▲ € 10,392 vs 2023 (€ -30,505) Favourable step	€ -4,270 Profit after taxes 2025: € -4,270 ▲ € 15,842 vs 2024 (€ -20,112) Favourable step	▲ € 15,842
Equity	€ 406,320 Equity 2022: € 406,320 First fiscal year in the series	€ 375,816 Equity 2023: € 375,816 ▼ 8% vs 2022 (€ 406,320) Unfavourable step	€ 355,703 Equity 2024: € 355,703 ▼ 5% vs 2023 (€ 375,816) Unfavourable step	€ 351,433 Equity 2025: € 351,433 ▼ 1% vs 2024 (€ 355,703) Unfavourable step	▼ 1%
Total debts	€ 1,119,687 Total debts 2022: € 1,119,687 First fiscal year in the series	€ 1,227,950 Total debts 2023: € 1,227,950 ▲ 10% vs 2022 (€ 1,119,687) Unfavourable step	€ 1,258,253 Total debts 2024: € 1,258,253 ▲ 2% vs 2023 (€ 1,227,950) Unfavourable step	€ 973,868 Total debts 2025: € 973,868 ▼ 23% vs 2024 (€ 1,258,253) Favourable step	▼ 23%
Cash	€ 58,678 Cash 2022: € 58,678 First fiscal year in the series	€ 85,164 Cash 2023: € 85,164 ▲ 45% vs 2022 (€ 58,678) Favourable step	€ 23,310 Cash 2024: € 23,310 ▼ 73% vs 2023 (€ 85,164) Unfavourable step	€ 68,414 Cash 2025: € 68,414 ▲ 193% vs 2024 (€ 23,310) Favourable step	▲ 193%
Land & buildings	€ 1,369,423 Land & buildings 2022: € 1,369,423 First fiscal year in the series	€ 1,352,271 Land & buildings 2023: € 1,352,271 ▼ 1% vs 2022 (€ 1,369,423) Unchanged	€ 1,509,634 Land & buildings 2024: € 1,509,634 ▲ 12% vs 2023 (€ 1,352,271) Unchanged	€ 1,171,243 Land & buildings 2025: € 1,171,243 ▼ 22% vs 2024 (€ 1,509,634) Unchanged	▼ 22%
Retained profit	€ 344,320 Retained profit 2022: € 344,320 First fiscal year in the series	€ 313,816 Retained profit 2023: € 313,816 ▼ 9% vs 2022 (€ 344,320) Unfavourable step	€ 293,703 Retained profit 2024: € 293,703 ▼ 6% vs 2023 (€ 313,816) Unfavourable step	€ 289,433 Retained profit 2025: € 289,433 ▼ 1% vs 2024 (€ 293,703) Unfavourable step	▼ 1%
Bank debt	€ 544,444 Bank debt 2022: € 544,444 First fiscal year in the series	€ 476,228 Bank debt 2023: € 476,228 ▼ 13% vs 2022 (€ 544,444) Favourable step	€ 340,249 Bank debt 2024: € 340,249 ▼ 29% vs 2023 (€ 476,228) Favourable step	€ 278,412 Bank debt 2025: € 278,412 ▼ 18% vs 2024 (€ 340,249) Favourable step	▼ 18%
Balance sheet total	€ 1,633,043 Balance sheet total 2022: € 1,633,043 First fiscal year in the series	€ 1,618,583 Balance sheet total 2023: € 1,618,583 ▼ 1% vs 2022 (€ 1,633,043) Unchanged	€ 1,626,402 Balance sheet total 2024: € 1,626,402 Unchanged (€ 1,618,583) Unchanged	€ 1,335,376 Balance sheet total 2025: € 1,335,376 ▼ 18% vs 2024 (€ 1,626,402) Unchanged	▼ 18%

Key figures of IMMO PHICO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.

What happened to IMMO PHICO?

What happened at IMMO PHICO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Apr 30, 2026 New annual accounts for financial year 2025: loss of € 4,270. Source: NBB ↗
2025 Cindy Avau became a director. NBB
2025 Philip Colin stepped down as director. NBB
2023 Philip Colin became a director. NBB
Mar 8, 2001 New establishment in Geraardsbergen. KBO
Sep 11, 2000 Start of the company according to the CBE. KBO

In short

From € 67,404 loss in 2022 to € 4,270 loss in 2025.

Paid € 99,317 in corporate taxes since 2022.

Original PDFs at the National Bank ↗

Management

Cindy Avau

IMMO PHICO

Behind IMMO PHICO is Cindy Avau.

Directors

According to the 2025 annual accounts

Cindy Avau

Director

since 2025

Philip Colin

Director

since 2023 · until 2025

Establishments

Establishment units

Physical locations of this company

Registered office

Aalstsesteenweg(Sme) 102 D box 1

9506 Geraardsbergen

2.116.215.247

Aalstsesteenweg(Ide) 102 box D

9506 Geraardsbergen

Active since 8 March 2001

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0472.728.411

VAT number

BE 0472.728.411

Registered office

Aalstsesteenweg(Sme) 102 D bus 1, 9506 Geraardsbergen

Names & denominations

IMMO PHICO

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

11 September 2000

Peppol

Active · Active since 15 Dec 2025

Activities · NACE

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Verhuur van woningen, exclusief sociale woningen

Handelsbemiddeling in de groothandel in andere specifieke goederen

Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies

Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen

Verhuur van niet-residentiële gebouwen

Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering

Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)

View on CBE Public ↗ Annual accounts (NBB) ↗

IMMO PHICO

Warning lights

Financials

What happened to IMMO PHICO?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions