Financials
Financial year 2025
VERZEKERINGEN VAN HULLE from Lievegem, company number BE0472698222, closed financial year 2025 with a result of € 236,656 after tax. For that financial year VERZEKERINGEN VAN HULLE recorded a gross margin of € 619,364 and equity of € 311,482. Compared with financial year 2024, the result moved from € 237,823 to € 236,656. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 311,482
▼ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 236,656
Profit after tax over the fiscal year.
€ 132,744
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 200,000 paid out
85 % of the profit went to the shareholders, mostly to Merlein (100 % of the shares). That is where the money ends up.
People and assets in 2025
4.5
▼ 0.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 317,299
▼ 10% vs 2024
€ 70,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 59,056
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 53,021
▼ 29% vs 2024
€ 22,228 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 14,571
▲ 254% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 39,149
▼ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 594,754 | € 659,277 | € 680,115 | € 619,364 | ▼ 9% |
| Profit after taxes | € 272,969 | € 254,420 | € 237,823 | € 236,656 | |
| Equity | € 369,926 | € 350,758 | € 368,581 | € 311,482 | ▼ 15% |
| Total debts | € 311,467 | € 413,488 | € 350,042 | € 319,001 | ▼ 9% |
| Cash | € 354,381 | € 326,279 | € 129,267 | € 132,744 | ▲ 3% |
| Land & buildings | € 27,408 | € 24,523 | € 26,319 | - | |
| Retained profit | € 99,926 | € 80,758 | € 98,581 | € 96,755 | ▼ 2% |
| Dividend | € 265,000 | € 273,588 | € 220,000 | € 200,000 | ▼ 9% |
| Bank debt | € 0 | € 95,232 | € 74,495 | € 53,021 | ▼ 29% |
| Balance sheet total | € 681,393 | € 764,246 | € 718,622 | € 630,483 | ▼ 12% |
| Employees (FTE) | 4.6 | 5.2 | 5.2 | 4.5 | ▼ 0.7 |
Key figures of VERZEKERINGEN VAN HULLE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERZEKERINGEN VAN HULLE?
What happened at VERZEKERINGEN VAN HULLE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 236,656. filed late Source: NBB ↗
- New establishment in Lievegem. KBO
- New establishment in Lievegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 272,969 profit in 2022 to € 236,656 profit in 2025.
Paid € 45,491 in corporate taxes since 2022.
Best year ever: 2022, with € 272,969 profit.
On average € 137,600 of value added per employee in 2025.
Management
The stake of Merlein, VERZEKERINGEN VAN HULLE-BYL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
VERZEKERINGEN VAN HULLEBehind VERZEKERINGEN VAN HULLE are MERLEIN BV and VERZEKERINGEN VAN HULLE-BYL BV. The shares are held by Merlein (100%) and VERZEKERINGEN VAN HULLE-BYL (99.9%).
Directors
According to the 2025 annual accounts
Director · represented by Jordi DHOOGE
VERZEKERINGEN VAN HULLE-BYL BV
Director · represented by Annelies BYL
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Stationsstraat 47
9950 Lievegem
Stationsstraat 49
9950 Lievegem
Active since 26 November 2001
Dreef 3
9930 Lievegem
Active since 29 July 2015
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.698.222
- VAT number
- BE 0472.698.222
- Registered office
- Stationsstraat 47, 9950 Lievegem
- Names & denominations
- VERZEKERINGEN VAN HULLE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 7 September 2000
- Peppol
- Active · Active since 18 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verzekeringsmakelaars en -agenten