Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
OPTIVER from Nazareth-De Pinte, company number BE0472618246, closed financial year 2025 with a result of € -644 after tax. For that financial year OPTIVER recorded a gross margin of € 31,637 and equity of € -35,124. Compared with financial year 2024, the result moved from € -4,445 to € -644. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 14, 2026.
€ -35,124
▼ € 644 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -644
▲ 86 % less loss than in 2024
Profit after tax over the fiscal year.
€ 6,595
▲ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -44,724.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 33,137
▲ € 31,466 vs 2024
Of which on lease € 32,108.
Debts at end 2025
€ 174,579
▲ 10% vs 2024
€ 15,412 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 12,977
▼ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,562
▲ 3% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 67,093 | € -2,074 | € 13,131 | € 31,637 | ▲ 141% |
| Profit after taxes | € -5,776 | € -29,101 | € -4,445 | € -644 | ▲ € 3,801 |
| Equity | € -431 | € -29,532 | € -34,480 | € -35,124 | ▼ € 644 |
| Total debts | € 216,660 | € 238,717 | € 235,802 | € 248,318 | ▲ 5% |
| Cash | € 15,977 | - | € 4,385 | € 6,595 | ▲ 50% |
| Land & buildings | € 171,958 | € 161,829 | € 150,548 | € 139,730 | ▼ 7% |
| Retained profit | € -10,031 | € -39,132 | € -44,080 | € -44,724 | ▼ € 644 |
| Bank debt | € 152,139 | € 147,290 | € 158,462 | € 174,579 | ▲ 10% |
| Balance sheet total | € 216,228 | € 209,184 | € 201,321 | € 213,193 | ▲ 6% |
Key figures of OPTIVER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to OPTIVER?
What happened at OPTIVER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 644. filed late Source: NBB ↗
- New establishment in Waasmunster. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,776 loss in 2022 to € 644 loss in 2025.
Paid € 741 in corporate taxes since 2022.
Management
Behind OPTIVER is Els VERMIS.
Directors
According to the 2025 annual accounts
Els VERMIS
Director
Establishments
Establishment units
Physical locations of this company
Kouterhoek 27
9810 Nazareth-De Pinte
Sint-Franciscusstraat 1
9250 Waasmunster
Active since 10 September 2016
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.618.246
- VAT number
- BE 0472.618.246
- Registered office
- Kouterhoek 27, 9810 Nazareth-De Pinte
- Names & denominations
- OPTIVER
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 August 2000
- Peppol
- Active · Active since 11 Dec 2025
- Activities · NACE
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