Financials
Financial year 2025
V & V FINANCE from Oostende, company number BE0472580238, closed financial year 2025 with a result of € 28,382 after tax. For that financial year V & V FINANCE recorded a gross margin of € 99,317 and equity of € 286,897. Compared with financial year 2024, the result moved from € 23,263 to € 28,382. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 286,897
▼ 8% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 28,382
▲ 22% vs 2024
Profit after tax over the fiscal year.
€ 129,270
▲ 9% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 54,692 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 42,987
▲ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 11,613
▼ 53% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 6,806
▼ 54% vs 2024
Loans from banks and other lenders, long and short.
€ 1,823
▼ 43% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,365
▼ 35% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 150,489 | € 89,492 | € 89,492 | € 99,317 | ▲ 11% |
| Profit after taxes | € 70,002 | € 25,128 | € 23,263 | € 28,382 | ▲ 22% |
| Equity | € 370,495 | € 346,938 | € 313,207 | € 286,897 | ▼ 8% |
| Total debts | € 42,299 | € 40,012 | € 29,254 | € 17,243 | ▼ 41% |
| Cash | € 98,900 | € 96,587 | € 118,846 | € 129,270 | ▲ 9% |
| Retained profit | € 350,495 | € 326,938 | € 293,207 | € 266,897 | ▼ 9% |
| Dividend | € 3,925 | € 48,684 | € 56,994 | € 54,692 | ▼ 4% |
| Bank debt | € 30,845 | € 22,912 | € 14,899 | € 6,806 | ▼ 54% |
| Balance sheet total | € 412,794 | € 386,950 | € 342,461 | € 304,141 | ▼ 11% |
| Employees (FTE) | 0.9 | 0.9 | 0.9 | 0.9 |
Key figures of V & V FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to V & V FINANCE?
What happened at V & V FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 28,382 (▲ 22% vs 2024). Source: NBB ↗
- New establishment in Oostende. KBO
- Start of the company according to the CBE. KBO
In short
From € 70,002 profit in 2022 to € 28,382 profit in 2025.
Paid € 77,679 in corporate taxes since 2022.
Best year ever: 2022, with € 70,002 profit.
Paid out € 164,295 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind V & V FINANCE is Benoit Vandevivere. Benoit Vandevivere is also behind V & V VERZEKERINGSKANTOOR.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Leopold II-laan 8 box A
8400 Oostende
Leopold II-laan 8 A
8400 Oostende
Active since 17 November 2000
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.580.238
- VAT number
- BE 0472.580.238
- Registered office
- Leopold II-laan 8 bus A, 8400 Oostende
- Names & denominations
- V & V FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 August 2000
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Agenten en makelaars in bankdiensten
Overige activiteiten van geldscheppende financiële instellingen
Overige geldscheppende financiële instellingen