Financials
Financial year 2025
V & V VERZEKERINGSKANTOOR from Oostende, company number BE0472544606, closed financial year 2025 with a result of € 108,834 after tax. For that financial year V & V VERZEKERINGSKANTOOR recorded a gross margin of € 253,059 and equity of € 349,962. Compared with financial year 2024, the result moved from € 34,033 to € 108,834. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 349,962
▲ 17% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 108,834
▲ 220% vs 2024
Profit after tax over the fiscal year.
€ 290,483
▲ 25% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 57,167 paid out
53 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
0.9
Average over the fiscal year, from the social balance sheet.
€ 65,076
▲ 6% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 63,282
▲ 115% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 27,733
▲ 40% vs 2024
€ 6,792 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 1,247
▼ 43% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,892
▲ 38% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 134,459 | € 140,535 | € 147,386 | € 253,059 | ▲ 72% |
| Profit after taxes | € 27,015 | € 30,124 | € 34,033 | € 108,834 | ▲ 220% |
| Equity | € 355,007 | € 318,572 | € 298,295 | € 349,962 | ▲ 17% |
| Total debts | € 79,494 | € 78,286 | € 43,911 | € 52,449 | ▲ 19% |
| Cash | € 179,147 | € 214,759 | € 232,135 | € 290,483 | ▲ 25% |
| Land & buildings | € 29,455 | € 23,564 | € 17,673 | € 11,782 | ▼ 33% |
| Retained profit | € 335,007 | € 298,572 | € 278,295 | € 329,962 | ▲ 19% |
| Dividend | € 66,841 | € 66,559 | € 54,309 | € 57,167 | ▲ 5% |
| Bank debt | € 56,025 | € 38,042 | € 19,880 | € 27,733 | ▲ 40% |
| Balance sheet total | € 434,500 | € 396,858 | € 342,206 | € 402,411 | ▲ 18% |
| Employees (FTE) | 0.9 | 0.9 | 0.9 | 0.9 |
Key figures of V & V VERZEKERINGSKANTOOR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to V & V VERZEKERINGSKANTOOR?
What happened at V & V VERZEKERINGSKANTOOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 108,834 (▲ 220% vs 2024). Source: NBB ↗
- New establishment in Oostende. KBO
- Start of the company according to the CBE. KBO
In short
From € 27,015 profit in 2022 to € 108,834 profit in 2025.
Paid € 85,120 in corporate taxes since 2022.
Best year ever: 2025, with € 108,834 profit.
Paid out € 244,876 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind V & V VERZEKERINGSKANTOOR is Benoit Vandevivere. Benoit Vandevivere is also behind V & V FINANCE.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Leopold II-laan 8
8400 Oostende
Leopold II-laan 8 A
8400 Oostende
Active since 16 November 2000
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.544.606
- VAT number
- BE 0472.544.606
- Registered office
- Leopold II-laan 8, 8400 Oostende
- Names & denominations
- V & V VERZEKERINGSKANTOOR · VDV For You
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 August 2000
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
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