Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
MCL REAL ESTATE from Etterbeek, company number BE0472560145, closed financial year 2025 with a result of € -468,926 after tax. For that financial year MCL REAL ESTATE recorded a gross margin of € 938,733 and equity of € -10.5 million. Compared with financial year 2024, the result moved from € -698,695 to € -468,926. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 30, 2026.
€ -10.5 million
▼ € 468,926 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -468,926
▲ 33 % less loss than in 2024
Profit after tax over the fiscal year.
€ 10,395
▲ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -10.6 million.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 63,337
▲ 2% vs 2024
€ 63,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 8,049
▼ 33% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 19 million
€ 527,711 is repaid this year. At this pace the long-term loan is gone in ≈ 36 years.
€ 172,119
▲ 187% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 63,886
▲ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,003,871 | € 993,518 | € 950,352 | € 938,733 | ▼ 1% |
| Profit after taxes | € -403,270 | € -809,377 | € -698,695 | € -468,926 | ▲ € 229,770 |
| Equity | € -8,568,316 | € -9,377,693 | € -10,076,388 | € -10,545,314 | ▼ € 468,926 |
| Total debts | € 19,365,347 | € 19,555,735 | € 19,078,137 | € 19,265,427 | ▲ 1% |
| Cash | € 5,131 | € 15,728 | € 8,866 | € 10,395 | ▲ 17% |
| Land & buildings | € 5,841,941 | € 6,359,366 | € 6,119,105 | € 6,527,294 | ▲ 7% |
| Retained profit | € -8,633,316 | € -9,442,693 | € -10,141,388 | € -10,610,314 | ▼ € 468,926 |
| Bank debt | € 19,262,164 | € 19,462,589 | € 18,945,937 | € 19,002,424 | |
| Balance sheet total | € 10,797,031 | € 10,178,042 | € 9,001,749 | € 8,720,113 | ▼ 3% |
| Employees (FTE) | - | 0.3 | 1 | 1 |
Key figures of MCL REAL ESTATE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to MCL REAL ESTATE?
What happened at MCL REAL ESTATE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Dominique Leroy stepped down as director. NBB
- Michel Leroy stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 468,926. Source: NBB ↗
- Dominique Leroy became a director. NBB
- Michel Leroy became a director. NBB
- New establishment in Etterbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 403,270 loss in 2022 to € 468,926 loss in 2025.
On average € 938,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Dominique Leroy
Director
since 2025 · until 2031
Michel Leroy
Managing director
Also active at: LEROY ET ASSOCIES, MCL PROPERTIES, M.C.L. Immo, Legal Invest, MCL Investment
since 2025 · until 2031
Establishments
Establishment units
Physical locations of this company
Jules Maloulaan 61
1040 Etterbeek
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.560.145
- VAT number
- BE 0472.560.145
- Registered office
- Jules Maloulaan 61, 1040 Etterbeek
- Names & denominations
- MCL REAL ESTATE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 August 2000
- Peppol
- Not registered
- Activities · NACE
Handel in eigen onroerend goed