Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
ASSURANCES HAYOIS & IWES from Oudergem, company number BE0472490859, closed financial year 2025 with a result of € 160,480 after tax. For that financial year ASSURANCES HAYOIS & IWES recorded a gross margin of € 292,246 and equity of € 242,331. Compared with financial year 2024, the result moved from € 44,525 to € 160,480. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 12, 2026.
€ 242,331
▲ 196% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 160,480
▲ 260% vs 2024
Profit after tax over the fiscal year.
€ 236,198
▲ € 196,537 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 223,731.
People and assets in 2025
€ 70,549
▼ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 39,675
▲ € 30,479 vs 2024
Loans from banks and other lenders, long and short.
€ 27,114
▲ 79% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 19,674
▼ 42% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 124,886 | € 146,586 | € 144,353 | € 292,246 | ▲ 102% |
| Profit after taxes | € 1,240 | € 48,697 | € 44,525 | € 160,480 | ▲ 260% |
| Equity | € -11,371 | € 37,325 | € 81,851 | € 242,331 | ▲ 196% |
| Total debts | € 24,312 | € 30,183 | € 58,206 | € 86,464 | ▲ 49% |
| Cash | € 80,564 | € 118,676 | € 39,661 | € 236,198 | ▲ € 196,537 |
| Retained profit | € -29,971 | € 18,725 | € 63,251 | € 223,731 | ▲ 254% |
| Bank debt | € 0 | € 0 | € 9,196 | € 39,675 | ▲ € 30,479 |
| Balance sheet total | € 135,065 | € 198,887 | € 267,720 | € 328,795 | ▲ 23% |
Key figures of ASSURANCES HAYOIS & IWES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ASSURANCES HAYOIS & IWES?
What happened at ASSURANCES HAYOIS & IWES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 160,480 (▲ 260% vs 2024). filed late Source: NBB ↗
- MAXIWES INVEST SRL became a director. NBB
- New establishment in Oudergem. KBO
- Start of the company according to the CBE. KBO
In short
From € 1,240 profit in 2022 to € 160,480 profit in 2025.
Paid € 95,178 in corporate taxes since 2022.
Best year ever: 2025, with € 160,480 profit.
A new publication or filing at ASSURANCES HAYOIS & IWES? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Maxiwes Invest, PHIWES INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
ASSURANCES HAYOIS & IWESBehind ASSURANCES HAYOIS & IWES are MAXIWES INVEST SRL and PHIWES INVEST SRL. The shares are held by Maxiwes Invest (80%) and PHIWES INVEST (20%).
Directors
According to the 2025 annual accounts
Director · represented by Maxime IWES
since 2017
Director · represented by Maxime IWES
Shareholders
80%
20%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Vorstlaan 161 box 1
1160 Oudergem
Vorstlaan 159
1160 Oudergem
Active since 3 January 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Certifications & Partners
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Details
- Company number
- 0472.490.859
- VAT number
- BE 0472.490.859
- Registered office
- Vorstlaan 161 bus 1, 1160 Oudergem
- Names & denominations
- ASSURANCES HAYOIS & IWES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 July 2000
- Peppol
- Not registered
- Contact
- hayois-iwes.be
- Activities · NACE
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