Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FINANCIERE RICHE-DERENNE from Couvin, company number BE0472405935, closed financial year 2025 with a result of € 45,379 after tax. For that financial year FINANCIERE RICHE-DERENNE recorded a gross margin of € -6,329 and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 65,049 to € 45,379. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 1.4 million
▲ 3% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 45,379
▼ 30% vs 2024
Profit after tax over the fiscal year.
€ 5,503
▼ 43% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.4 million.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 11,747
▲ 68% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,360 | € -2,360 | € -2,360 | € -6,329 | ▼ € 3,969 |
| Profit after taxes | € 90,983 | € 65,415 | € 65,049 | € 45,379 | ▼ 30% |
| Equity | € 1,320,616 | € 1,311,031 | € 1,376,080 | € 1,421,459 | ▲ 3% |
| Total debts | € 231,785 | € 257,029 | € 180,827 | € 131,455 | ▼ 27% |
| Cash | € 5,616 | € 21,066 | € 9,704 | € 5,503 | ▼ 43% |
| Land & buildings | € 2,358 | € 2,176 | € 1,995 | € 1,814 | ▼ 9% |
| Retained profit | € 1,258,616 | € 1,249,031 | € 1,314,080 | € 1,359,459 | ▲ 3% |
| Dividend | € 75,000 | € 75,000 | € 0 | € 0 | |
| Balance sheet total | € 1,552,402 | € 1,568,060 | € 1,556,907 | € 1,552,915 |
Key figures of FINANCIERE RICHE-DERENNE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINANCIERE RICHE-DERENNE?
What happened at FINANCIERE RICHE-DERENNE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 45,379 (▼ 30% vs 2024). filed late Source: NBB ↗
- Yvon Riche became a director. NBB
- Florence Riche became a director. NBB
- Christophe Riche became a director. NBB
- Riche-Derenne SRL stepped down as director. NBB
- New establishment in Couvin. KBO
- Start of the company according to the CBE. KBO
In short
From € 90,983 profit in 2022 to € 45,379 profit in 2025.
Best year ever: 2022, with € 90,983 profit.
Paid out € 150,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind FINANCIERE RICHE-DERENNE are Yvon Riche, Florence Riche and Christophe Riche. The shares are held by Riche-Derenne (22%). It owns 99.7% of Cuisines Riche and 99.6% of Riche Sanitaires itself.
Directors
According to the 2025 annual accounts
since 2025
since 2025
since 2025
Director · represented by Marie-Claude Derenne
· until 2025
Shareholders
22%
Participations
99.7%
99.6%
Establishments
Establishment units
Physical locations of this company
Rue Dauphine, Mar. 51
5660 Couvin
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.405.935
- VAT number
- BE 0472.405.935
- Registered office
- Rue Dauphine, Mar. 51, 5660 Couvin
- Names & denominations
- FINANCIERE RICHE-DERENNE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 July 2000
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen