Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 10 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STONE & CONCEPTION from Gembloux, company number BE0472378914, closed financial year 2025 with a result of € -62,829 after tax. For that financial year STONE & CONCEPTION recorded revenue of € 50,348 and equity of € -210,396. Compared with financial year 2024, the result moved from € -83,105 to € -62,829. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on January 29, 2026.
€ -210,396
▼ € 62,829 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -62,829
▲ 24 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,719
▼ 93% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -228,946.
People and assets in 2025
€ 38,561
▲ 6% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 104
▼ 63% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 165,213
▼ 9% vs 2024
Loans from banks and other lenders, long and short.
€ 51,662
▼ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 60,624
▼ 30% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | - | - | € 50,348 | |
| Gross margin | € 128,045 | € 63,395 | € -31,666 | € 9,454 | ▲ € 41,120 |
| Profit after taxes | € -13,097 | € -43,831 | € -83,105 | € -62,829 | ▲ € 20,276 |
| Equity | € -20,631 | € -64,462 | € -147,567 | € -210,396 | ▼ € 62,829 |
| Total debts | € 248,117 | € 459,617 | € 570,837 | € 390,206 | ▼ 32% |
| Cash | € 9,129 | € 52,333 | € 53,711 | € 3,719 | ▼ 93% |
| Land & buildings | € 7,334 | € 5,845 | € 5,845 | € 4,356 | ▼ 25% |
| Retained profit | € -39,181 | € -83,012 | € -166,117 | € -228,946 | ▼ € 62,829 |
| Bank debt | € 138,641 | € 181,973 | € 181,973 | € 165,213 | ▼ 9% |
| Balance sheet total | € 227,486 | € 395,155 | € 423,270 | € 179,810 | ▼ 58% |
Key figures of STONE & CONCEPTION, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to STONE & CONCEPTION?
What happened at STONE & CONCEPTION in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 62,829. Source: NBB ↗
- New establishment in Gembloux. KBO
- Start of the company according to the CBE. KBO
In short
From € 13,097 loss in 2022 to € 62,829 loss in 2025.
Establishments
Establishment units
Physical locations of this company
Rue des Fours-à-Chaux,Mazy. 1
5032 Gembloux
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.378.914
- VAT number
- BE 0472.378.914
- Registered office
- Rue des Fours-à-Chaux,Mazy. 1, 5032 Gembloux
- Names & denominations
- STONE & CONCEPTION
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 July 2000
- Peppol
- Active · Active since 20 Dec 2025
- Activities · NACE
Houwen, bewerken en afwerken van natuursteen
Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)
Detailhandel in ijzerwaren, verf, bouwmaterialen en glas (inclusief doe-het-zelfzaken) met een verkoopsoppervlakte vanaf 400 m2.