Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
CARAT from Kruisem, company number BE0472367927, closed financial year 2025 with a result of € -1,925 after tax. For that financial year CARAT recorded a gross margin of € 12,515 and equity of € 4,487. Compared with financial year 2024, the result moved from € -25,371 to € -1,925. The company made a loss. The buffer shrank hard: equity is 68 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 15, 2026.
€ 4,487
▼ 68% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,925
▲ 92 % less loss than in 2024
Profit after tax over the fiscal year.
€ 22,624
▲ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -15,513.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 27,600
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 25,336
▼ 26% vs 2024
€ 9,426 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,378
▼ 54% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,197
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 13,394 | € 17,092 | € -9,257 | € 12,515 | ▲ € 21,772 |
| Profit after taxes | € 4,076 | € 3,321 | € -25,371 | € -1,925 | ▲ € 23,446 |
| Equity | € 36,279 | € 39,600 | € 14,229 | € 4,487 | ▼ 68% |
| Total debts | € 32,915 | € 76,533 | € 59,320 | € 49,514 | ▼ 17% |
| Cash | € 28,859 | € 41,489 | € 18,819 | € 22,624 | ▲ 20% |
| Retained profit | € 16,279 | € 19,600 | € -5,771 | € -15,513 | ▼ € 9,742 |
| Dividend | € 0 | € 0 | € 0 | € 7,817 | |
| Bank debt | € 0 | € 42,842 | € 34,308 | € 25,336 | ▼ 26% |
| Balance sheet total | € 69,194 | € 116,133 | € 73,548 | € 54,001 | ▼ 27% |
Key figures of CARAT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to CARAT?
What happened at CARAT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,925. filed late Source: NBB ↗
- New establishment in Kruisem. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,076 profit in 2022 to € 1,925 loss in 2025.
Paid € 7,244 in corporate taxes since 2022.
Best year ever: 2022, with € 4,076 profit.
Paid out € 7,817 in dividends to the owners in total.
Management
Behind CARAT is CAROLE RAES.
Directors
According to the 2025 annual accounts
CAROLE RAES
Director
Establishments
Establishment units
Physical locations of this company
Nieuwstraat(KRU) 28 box 1002
9770 Kruisem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.367.927
- VAT number
- BE 0472.367.927
- Registered office
- Nieuwstraat(KRU) 28 bus 1002, 9770 Kruisem
- Names & denominations
- CARAT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 August 2000
- Peppol
- Active · Active since 30 Nov 2025
- Activities · NACE
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