Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
LIBERO FINANCIAL AND BUSINESS CONSULTANCY from Zandhoven, company number BE0472259049, closed financial year 2025 with a result of € 74,503 after tax. For that financial year LIBERO FINANCIAL AND BUSINESS CONSULTANCY recorded a gross margin of € 122,210 and equity of € 302,714. Compared with financial year 2024, the result moved from € 134,923 to € 74,503. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.
€ 302,714
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 74,503
▼ 45% vs 2024
Profit after tax over the fiscal year.
€ 2,025
▼ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 87,949 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
0
Average over the fiscal year, from the social balance sheet.
€ 15,372
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 447,094
▼ 11% vs 2024
€ 71,854 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 9,488
▲ 100% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 38,435
▲ 10% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 112,093 | € 116,801 | € 118,006 | € 122,210 | ▲ 4% |
| Profit after taxes | € 55,573 | € 56,851 | € 134,923 | € 74,503 | ▼ 45% |
| Equity | € 124,386 | € 181,237 | € 316,160 | € 302,714 | ▼ 4% |
| Total debts | € 751,515 | € 690,276 | € 570,780 | € 582,967 | ▲ 2% |
| Cash | € 14,591 | € 899 | € 4,918 | € 2,025 | ▼ 59% |
| Land & buildings | € 447,297 | € 434,345 | € 421,393 | € 408,441 | ▼ 3% |
| Retained profit | € 123,386 | € 180,237 | € 315,160 | € 301,714 | ▼ 4% |
| Dividend | € 71,633 | € 0 | € 0 | € 87,949 | |
| Bank debt | € 662,914 | € 572,981 | € 504,098 | € 447,094 | ▼ 11% |
| Balance sheet total | € 887,713 | € 882,764 | € 897,629 | € 895,809 |
Key figures of LIBERO FINANCIAL AND BUSINESS CONSULTANCY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to LIBERO FINANCIAL AND BUSINESS CONSULTANCY?
What happened at LIBERO FINANCIAL AND BUSINESS CONSULTANCY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 74,503 (▼ 45% vs 2024). Source: NBB ↗
- New establishment in Zandhoven. KBO
- Start of the company according to the CBE. KBO
In short
From € 55,573 profit in 2022 to € 74,503 profit in 2025.
Paid € 105,693 in corporate taxes since 2022.
Best year ever: 2024, with € 134,923 profit.
Paid out € 159,583 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind LIBERO FINANCIAL AND BUSINESS CONSULTANCY is Philip Van Dijck. It owns 100% of AMR itself.
Directors
According to the 2025 annual accounts
Philip Van Dijck
Director
Establishments
Establishment units
Physical locations of this company
Vogelzangstraat 18 box 8
2240 Zandhoven
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.259.049
- VAT number
- BE 0472.259.049
- Registered office
- Vogelzangstraat 18 bus 8, 2240 Zandhoven
- Names & denominations
- LIBERO FINANCIAL AND BUSINESS CONSULTANCY · LIBERO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 July 2000
- Peppol
- Active · Active since 24 Nov 2023
- Activities · NACE
Overige zakelijke dienstverlening, neg
Overige zakelijke dienstverlening, n.e.g.
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen