Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CARTEL from Sint-Lievens-Houtem, company number BE0472254792, closed financial year 2025 with a result of € 4,891 after tax. For that financial year CARTEL recorded a gross margin of € 40,584 and equity of € 70,108. Compared with financial year 2024, the result moved from € 37,551 to € 4,891. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 18, 2026.
€ 70,108
▼ 40% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,891
▼ 87% vs 2024
Profit after tax over the fiscal year.
€ 7,037
▲ € 6,455 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 51,780 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 34,020
▼ 43% vs 2024
Of which on lease € 8,215.
Debts at end 2025
€ 44,450
▼ 36% vs 2024
€ 31,260 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.
€ 7,828
▲ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,578
▲ 220% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 51,248 | € 15,378 | € 82,987 | € 40,584 | ▼ 51% |
| Profit after taxes | € 14,247 | € -20,688 | € 37,551 | € 4,891 | ▼ 87% |
| Equity | € 100,134 | € 79,446 | € 116,997 | € 70,108 | ▼ 40% |
| Total debts | € 138,186 | € 125,678 | € 129,442 | € 75,167 | ▼ 42% |
| Cash | € 35,259 | € 7,275 | € 582 | € 7,037 | ▲ € 6,455 |
| Retained profit | € 93,134 | € 72,446 | € 109,997 | € 63,108 | ▼ 43% |
| Dividend | € 43,800 | € 0 | € 0 | € 51,780 | |
| Bank debt | € 118,209 | € 95,367 | € 69,988 | € 44,450 | ▼ 36% |
| Balance sheet total | € 238,321 | € 205,125 | € 246,439 | € 145,275 | ▼ 41% |
Key figures of CARTEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CARTEL?
What happened at CARTEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,891 (▼ 87% vs 2024). Source: NBB ↗
- Koen MATHYS became a director. NBB
- New establishment in Sint-Lievens-Houtem. KBO
- Start of the company according to the CBE. KBO
In short
From € 14,247 profit in 2022 to € 4,891 profit in 2025.
Paid € 15,961 in corporate taxes since 2022.
Best year ever: 2024, with € 37,551 profit.
Paid out € 95,580 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Koen MATHYS
Manager
since 2010
Establishments
Establishment units
Physical locations of this company
Hoeksken 80 box A
9520 Sint-Lievens-Houtem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.254.792
- VAT number
- BE 0472.254.792
- Registered office
- Hoeksken 80 bus A, 9520 Sint-Lievens-Houtem
- Names & denominations
- CARTEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 July 2000
- Peppol
- Active · Active since 13 Oct 2025
- Activities · NACE
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