What does FINSPICO m do?

FINSPICO m is registered with the CBE as active in: Ontwikkeling van residentiële bouwprojecten. Public Limited, started on 30 June 2000, 1 establishment.

What is the address of FINSPICO m?

The registered office of FINSPICO m is located at Quinten Matsijslei 36, 2018 Antwerpen.

Is FINSPICO m still active?

Not as usual. The CBE lists FINSPICO m with legal situation “Vrijwillige ontbinding – vereffening”.

Is FINSPICO m registered on Peppol?

Yes, FINSPICO m is registered on the Peppol network with ID 0208:0472246181.

What is the enterprise number of FINSPICO m?

The enterprise number of FINSPICO m is BE0472246181.

When was FINSPICO m founded?

FINSPICO m was founded on 30 June 2000.

Who are the directors of FINSPICO m?

According to the 2026 annual accounts, the directors of FINSPICO m are: Naftali Holzer, Talia Werner, Olivia Werner, David Gotlib.

Is FINSPICO m a reliable company?

Databakkes does not pass judgement; this is what the sources say: Vrijwillige ontbinding – vereffening according to the CBE, started on 30 June 2000; 6 annual accounts filed, latest fiscal year 2026; 4 directors known from the annual account.

How much profit did FINSPICO m make in 2026?

FINSPICO m recorded a loss after taxes of € 3,749 in financial year 2026.

What is the revenue of FINSPICO m?

As a small company, FINSPICO m is not required to publish revenue in its annual accounts. In financial year 2026, its added value was € -3,746.

How much does an employee at FINSPICO m earn?

The average wage cost per full-time employee at FINSPICO m was € 38,200 in 2024: staff costs of € 38,198 for 1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

FINSPICO m (Public Limited) - Antwerpen - BE0472246181

Dossier FINSPICO m, printed on 29 October 2026 from databakkes.be/en/0472246181/finspico-m. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Legal situation KBO

Vrijwillige ontbinding – vereffening according to the CBE.

Financials

Financial year 2026

FINSPICO m from Antwerpen, company number BE0472246181, closed financial year 2026 with a result of € -3,749 after tax. For that financial year FINSPICO m recorded a gross margin of € -3,746 and equity of € 1.7 million. Compared with financial year 2025, the result moved from € 183,322 to € -3,749. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.

What it is worth Healthy

€ 1.7 million

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -3,749

▼ still € 183,322 profit in 2025

Profit after tax over the fiscal year.

Cash in the bank

€ 235,757

▼ 2% vs 2025

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 1.6 million.

Debts at end 2026

Bank debt

None

No bank loans on the last day of the fiscal year.

Taxes

€ 66,823

▼ 1% vs 2025

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2023	2024	2025	2026	Change 2025 → 2026
Gross margin	€ 510,732 Gross margin 2023: € 510,732 First fiscal year in the series	€ 145,013 Gross margin 2024: € 145,013 ▼ 72% vs 2023 (€ 510,732) Unfavourable step	€ 263,801 Gross margin 2025: € 263,801 ▲ 82% vs 2024 (€ 145,013) Favourable step	€ -3,746 Gross margin 2026: € -3,746 ▼ € 267,547 vs 2025 (€ 263,801) Unfavourable step	▼ € 267,547
Profit after taxes	€ 318,428 Profit after taxes 2023: € 318,428 First fiscal year in the series	€ 77,136 Profit after taxes 2024: € 77,136 ▼ 76% vs 2023 (€ 318,428) Unfavourable step	€ 183,322 Profit after taxes 2025: € 183,322 ▲ 138% vs 2024 (€ 77,136) Favourable step	€ -3,749 Profit after taxes 2026: € -3,749 ▼ € 187,071 vs 2025 (€ 183,322) Unfavourable step	▼ € 187,071
Equity	€ 1,427,277 Equity 2023: € 1,427,277 First fiscal year in the series	€ 1,504,413 Equity 2024: € 1,504,413 ▲ 5% vs 2023 (€ 1,427,277) Favourable step	€ 1,687,735 Equity 2025: € 1,687,735 ▲ 12% vs 2024 (€ 1,504,413) Favourable step	€ 1,683,985 Equity 2026: € 1,683,985 Unchanged (€ 1,687,735) Unfavourable step
Total debts	€ 916,165 Total debts 2023: € 916,165 First fiscal year in the series	€ 913,465 Total debts 2024: € 913,465 Unchanged (€ 916,165) Favourable step	€ 667,248 Total debts 2025: € 667,248 ▼ 27% vs 2024 (€ 913,465) Favourable step	€ 666,823 Total debts 2026: € 666,823 Unchanged (€ 667,248) Favourable step
Cash	€ 73,060 Cash 2023: € 73,060 First fiscal year in the series	€ 94,908 Cash 2024: € 94,908 ▲ 30% vs 2023 (€ 73,060) Favourable step	€ 239,982 Cash 2025: € 239,982 ▲ 153% vs 2024 (€ 94,908) Favourable step	€ 235,757 Cash 2026: € 235,757 ▼ 2% vs 2025 (€ 239,982) Unfavourable step	▼ 2%
Retained profit	€ 1,365,277 Retained profit 2023: € 1,365,277 First fiscal year in the series	€ 1,442,413 Retained profit 2024: € 1,442,413 ▲ 6% vs 2023 (€ 1,365,277) Favourable step	€ 1,625,735 Retained profit 2025: € 1,625,735 ▲ 13% vs 2024 (€ 1,442,413) Favourable step	€ 1,621,985 Retained profit 2026: € 1,621,985 Unchanged (€ 1,625,735) Unfavourable step
Balance sheet total	€ 2,343,442 Balance sheet total 2023: € 2,343,442 First fiscal year in the series	€ 2,417,878 Balance sheet total 2024: € 2,417,878 ▲ 3% vs 2023 (€ 2,343,442) Unchanged	€ 2,354,982 Balance sheet total 2025: € 2,354,982 ▼ 3% vs 2024 (€ 2,417,878) Unchanged	€ 2,350,808 Balance sheet total 2026: € 2,350,808 Unchanged (€ 2,354,982) Unchanged
Employees (FTE)	1 Employees (FTE) 2023: 1 First fiscal year in the series	1 Employees (FTE) 2024: 1 Unchanged (1) Unchanged	0.5 Employees (FTE) 2025: 0.5 ▼ 0.5 vs 2024 (1) Unchanged	-

Key figures of FINSPICO m, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 26 October 2027.

What happened to FINSPICO m?

What happened at FINSPICO m in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

FINSPICO m is active according to the CBE. Legal situation: Vrijwillige ontbinding – vereffening.

Jun 26, 2026 New annual accounts for financial year 2026: loss of € 3,749 (▼ € 187,071 vs 2025). Source: NBB ↗
2026 Naftali Holzer stepped down as director. NBB
2026 Talia Werner stepped down as director. NBB
2026 Olivia Werner stepped down as director. NBB
2026 David Gotlib stepped down as director. NBB
2024 Naftali Holzer became a director. NBB
2024 Talia Werner became a director. NBB
2024 Olivia Werner became a director. NBB

In short

From € 318,428 profit in 2023 to € 3,749 loss in 2026.

Paid € 203,753 in corporate taxes since 2023.

Best year ever: 2023, with € 318,428 profit.

On average € 145,000 of value added per employee in 2024.

Original PDFs at the National Bank ↗

Management

FINSPICO 25%

The stake of FINSPICO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

FINSPICO m

The shares are held by FINSPICO (25%).

Directors

According to the 2026 annual accounts

Naftali Holzer

Director

Also active at: Gofimo, F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY

since 2024 · until 2026

Talia Werner

Director

Also active at: Cobesco, FINSPICO, F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY, FINBU - INVEST, NOAE

since 2024 · until 2026

Olivia Werner

Director

Also active at: Cobesco, F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY

since 2024 · until 2026

David Gotlib

Director

Also active at: FINSPICO, Beurs Voor Diamanthandel, Gofimo, F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY, AVANIM, AV Bouw

since 2024 · until 2026

Shareholders

FINSPICO

25%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Quinten Matsijslei 36

2018 Antwerpen

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

FINSPICO same network

€ 365,815 gross margin · 2025

F. CONSTRUCT - FLEMISH CONSTRUCT COMPANY same network

€ 1.5 million revenue · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0472.246.181

VAT number

BE 0472.246.181

Registered office

Quinten Matsijslei 36, 2018 Antwerpen

Names & denominations

FINSPICO m · FINHIM

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Vrijwillige ontbinding – vereffening

Start date

30 June 2000

Peppol

Active · Active since 27 Mar 2026

Activities · NACE

Ontwikkeling van residentiële bouwprojecten

Projectontwikkeling voor woningbouw

View on CBE Public ↗ Annual accounts (NBB) ↗

FINSPICO m

Warning lights

Financials

What happened to FINSPICO m?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions