Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2022 and 2023.
-
Legal situation KBO
Vrijwillige ontbinding – vereffening according to the CBE.
Financials
Financial year 2023
VERZEKERINGEN NYS - KEUSTERMANS from Arendonk, company number BE0472197384, closed financial year 2023 with a result of € -11,493 after tax. For that financial year VERZEKERINGEN NYS - KEUSTERMANS recorded a gross margin of € 2,497 and equity of € 165,066. Compared with financial year 2022, the result moved from € -1,464 to € -11,493. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2024.
€ 165,066
▼ 7% vs 2022
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -11,493
▼ 685 % more loss than in 2022
Profit after tax over the fiscal year.
€ 3,970
▲ 75% vs 2022
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 103,066.
Debts at end 2023
€ 3,304
▼ 51% vs 2022
Loans from banks and other lenders, long and short.
| 2021 | 2022 | 2023 | Change 2022 → 2023 | |
|---|---|---|---|---|
| Gross margin | € 24,256 | € 9,420 | € 2,497 | ▼ 73% |
| Profit after taxes | € 7,300 | € -1,464 | € -11,493 | ▼ € 10,029 |
| Equity | € 178,024 | € 176,560 | € 165,066 | ▼ 7% |
| Total debts | € 22,292 | € 9,146 | € 8,731 | ▼ 5% |
| Cash | € 3,263 | € 2,266 | € 3,970 | ▲ 75% |
| Land & buildings | € 164,636 | € 151,024 | € 137,411 | ▼ 9% |
| Retained profit | € 116,024 | € 114,560 | € 103,066 | ▼ 10% |
| Bank debt | € 22,211 | € 6,766 | € 3,304 | ▼ 51% |
| Balance sheet total | € 200,316 | € 185,706 | € 173,798 | ▼ 6% |
Key figures of VERZEKERINGEN NYS - KEUSTERMANS, fiscal years 2021 to 2023, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2024 has not been filed yet; it was expected before 31 July 2025.
What happened to VERZEKERINGEN NYS - KEUSTERMANS?
What happened at VERZEKERINGEN NYS - KEUSTERMANS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
VERZEKERINGEN NYS - KEUSTERMANS is active according to the CBE. Legal situation: Vrijwillige ontbinding – vereffening.
- New annual accounts for financial year 2023: loss of € 11,493. Source: NBB ↗
- New establishment in Arendonk. KBO
- Start of the company according to the CBE. KBO
- Rik Nys became a director. NBB
- Manu Keustermans became a director. NBB
In short
From € 7,300 profit in 2021 to € 11,493 loss in 2023.
Best year ever: 2021, with € 7,300 profit.
Management
Behind VERZEKERINGEN NYS - KEUSTERMANS are Rik Nys and Manu Keustermans. Rik Nys is also behind WoonZorgGroep Arendonk.
Directors
According to the 2023 annual accounts
since 2000
Manu Keustermans
Director
since 2000
Establishments
Establishment units
Physical locations of this company
Wampenberg 30 box 1
2370 Arendonk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.197.384
- VAT number
- BE 0472.197.384
- Registered office
- Wampenberg 30 bus 1, 2370 Arendonk
- Names & denominations
- VERZEKERINGEN NYS - KEUSTERMANS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Vrijwillige ontbinding – vereffening
- Start date
- 26 June 2000
- Peppol
- Not registered