Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 61 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Fédération Bancaire de l’Union Européenne / European Banking Federation from Brussel, company number BE0472150369, closed financial year 2025 with a result of € 294,841 after tax. For that financial year Fédération Bancaire de l’Union Européenne / European Banking Federation recorded a gross margin of € 5.5 million and equity of € 2.8 million. Compared with financial year 2024, the result moved from € 220,170 to € 294,841. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ 2.8 million
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 294,841
▲ 34% vs 2024
Profit after tax over the fiscal year.
€ 703,173
▼ 64% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
34.3
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 5 million
▼ 1% vs 2024
€ 146,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 70,876
▼ 23% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 531,994
▲ 76% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 715,911
▼ 10% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 5,366,149 | € 5,524,104 | € 5,556,581 | € 5,535,820 | |
| Profit after taxes | € 2,645 | € 200,601 | € 220,170 | € 294,841 | ▲ 34% |
| Equity | € 2,050,400 | € 2,251,002 | € 2,471,171 | € 2,766,012 | ▲ 12% |
| Total debts | € 1,464,913 | € 1,540,782 | € 1,453,764 | € 1,420,118 | ▼ 2% |
| Cash | € 1,516,878 | € 2,075,054 | € 1,929,175 | € 703,173 | ▼ 64% |
| Retained profit | € 2,050,400 | € 2,251,002 | € 2,471,171 | € 2,766,012 | ▲ 12% |
| Balance sheet total | € 3,560,272 | € 3,836,742 | € 3,924,936 | € 4,229,830 | ▲ 8% |
| Employees (FTE) | 35.8 | 33.4 | 34.2 | 34.3 | ▲ 0.1 |
Key figures of Fédération Bancaire de l’Union Européenne / European Banking Federation, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Fédération Bancaire de l’Union Européenne / European Banking Federation?
What happened at Fédération Bancaire de l’Union Européenne / European Banking Federation in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 294,841 (▲ 34% vs 2024). Source: NBB ↗
- Marios SKANDALIS became a director. NBB
- Lars Gert LOSE became a director. NBB
- Maria ROJO ABASCAL became a director. NBB
- MARCEL KLIMEK became a director. NBB
- Uldis CERPS became a director. NBB
- Dusan BARAN became a director. NBB
- James JOLOVSKI became a director. NBB
In short
From € 2,645 profit in 2022 to € 294,841 profit in 2025.
Paid € 5,830 in corporate taxes since 2022.
Best year ever: 2025, with € 294,841 profit.
On average € 161,400 of value added per employee in 2025.
A new publication or filing at Fédération Bancaire de l’Union Européenne / European Banking Federation? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Fédération Bancaire de l’Union Européenne / European Banking Federation are Jerry GRBIC, Arno AHOSNIEMI, Tamara PERKO, Heiorun JONSDOTTIR, Eivile CIPKUTE and Heiner HERKENHOFF.
Directors
According to the 2025 annual accounts
Jerry GRBIC
Director
since 2022
Arno AHOSNIEMI
Director
since 2023
Tamara PERKO
Director
since 2023
Heiorun JONSDOTTIR
Director
since 2022
Eivile CIPKUTE
Director
since 2020
Heiner HERKENHOFF
Director
since 2023
Wlodzimierz KICINSKI
Director
since 2017
Marios SKANDALIS
Director
since 2026
Hans LINDBERG
Director
since 2021
Levente KOVACS
Director
since 2011
MARCEL KLIMEK
Director
since 2024
Karel BAERT
Director
since 2020
Kolja GABRIEL
Director
since 2019
Charoula APALAGAKI
Director
since 2017
Florin DANESCU
Director
since 2011
Ana MOUCHO
Director
since 2022
Roman STUDER
Director
since 2023
James JOLOVSKI
Director
since 2024
Carol GABARRETTA
Director
since 2018
Stanislava ZADRAVEC CAPRIROLO
Director
since 2017
Eelco DUBBELING
Director
since 2023
Kari OLRUD MOEN
Director
since 2023
David POSTINGS
Director
since 2021
Brian HAYES
Director
since 2019
Maya ATIG
Director
since 2020
Katrin TALIHARM
Director
since 2004
Lars Gert LOSE
Director
since 2025
Gianluca TIANI
Director
Gerald RESCH
Director
since 2014
Simon TRIBELHORN
Director
since 2010
Maria ROJO ABASCAL
Chairman of the board
since 2025
Uldis CERPS
Director
since 2024
Dusan BARAN
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Kunstlaan 56
1000 Brussel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Domain
Domain
ebf.eu
Registrar
EuroDNS S.A.
Website info
Features
Security
Details
- Company number
- 0472.150.369
- VAT number
- BE 0472.150.369
- Registered office
- Kunstlaan 56, 1000 Brussel
- Names & denominations
- Fédération Bancaire de l’Union Européenne / European Banking Federation · FBE / EBF
- Enterprise type
- Rechtspersoon
- Legal form
- International non-profit association
- Legal situation
- Normale toestand
- Start date
- 29 June 2000
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- ebf.eu [email protected]
- Activities · NACE
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