Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 5 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VACA - INVEST from Sint-Niklaas, company number BE0472106819, closed financial year 2025 with a result of € 219,148 after tax. For that financial year VACA - INVEST recorded a gross margin of € 689,821 and equity of € 1.6 million. Compared with financial year 2024, the result moved from € 302,417 to € 219,148. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 6, 2026.
€ 1.6 million
▼ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 219,148
▼ 28% vs 2024
Profit after tax over the fiscal year.
€ 9,180
▼ 78% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 314,469 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 42,845
▼ 5% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 27,047
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.9 million
▲ 12% vs 2024
€ 238,680 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 15,758
▲ 293% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 32,614
▼ 28% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 642,155 | € 618,901 | € 738,951 | € 689,821 | ▼ 7% |
| Profit after taxes | € 229,388 | € 176,505 | € 302,417 | € 219,148 | ▼ 28% |
| Equity | € 1,604,830 | € 1,633,650 | € 1,727,444 | € 1,632,123 | ▼ 6% |
| Total debts | € 2,251,663 | € 2,639,155 | € 2,601,934 | € 3,049,354 | ▲ 17% |
| Cash | € 196,967 | € 30,624 | € 41,744 | € 9,180 | ▼ 78% |
| Land & buildings | € 3,614,451 | € 4,154,957 | € 3,984,709 | € 4,540,552 | ▲ 14% |
| Retained profit | € 1,584,370 | € 1,613,190 | € 1,706,984 | € 1,611,663 | ▼ 6% |
| Dividend | € 178,950 | € 147,686 | € 208,623 | € 314,469 | ▲ 51% |
| Bank debt | € 1,556,920 | € 1,794,821 | € 1,704,704 | € 1,910,482 | ▲ 12% |
| Balance sheet total | € 3,856,493 | € 4,272,805 | € 4,351,785 | € 4,703,827 | ▲ 8% |
Key figures of VACA - INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to VACA - INVEST?
What happened at VACA - INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 219,148 (▼ 28% vs 2024). Source: NBB ↗
- New establishment in Sint-Niklaas. KBO
- Start of the company according to the CBE. KBO
- KRISTOF VAN CAUTER became a director. NBB
In short
From € 229,388 profit in 2022 to € 219,148 profit in 2025.
Paid € 375,920 in corporate taxes since 2022.
Best year ever: 2024, with € 302,417 profit.
Paid out € 849,728 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VACA - INVEST is KRISTOF VAN CAUTER.
Directors
According to the 2025 annual accounts
KRISTOF VAN CAUTER
Director
since 2000
Establishments
Establishment units
Physical locations of this company
Prinses Jos.-Charlottelaan 70
9100 Sint-Niklaas
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.106.819
- VAT number
- BE 0472.106.819
- Registered office
- Prinses Jos.-Charlottelaan 70, 9100 Sint-Niklaas
- Names & denominations
- VACA - INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 21 June 2000
- Peppol
- Active · Active since 18 Nov 2025
- Activities · NACE
Agenten en makelaars in bankdiensten
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