Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Health-In-Vest from Aartselaar, company number BE0472028427, closed financial year 2025 with a result of € 201,065 after tax. For that financial year Health-In-Vest recorded a gross margin of € 430,022 and equity of € 432,260. Compared with financial year 2024, the result moved from € 217,408 to € 201,065. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.
€ 432,260
▲ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 201,065
▼ 8% vs 2024
Profit after tax over the fiscal year.
€ 122,929
▼ 47% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 150,000 paid out
75 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 63,560
▲ 3% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 121,784
▲ 16% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 180,091
▼ 30% vs 2024
€ 76,903 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 13,779
▼ 60% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 46,640
▼ 12% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 304,436 | € 339,053 | € 462,954 | € 430,022 | ▼ 7% |
| Profit after taxes | € 133,446 | € 149,611 | € 217,408 | € 201,065 | ▼ 8% |
| Equity | € 614,176 | € 463,787 | € 381,195 | € 432,260 | ▲ 13% |
| Total debts | € 325,536 | € 425,636 | € 559,790 | € 405,510 | ▼ 28% |
| Cash | € 281,510 | € 123,929 | € 232,069 | € 122,929 | ▼ 47% |
| Land & buildings | € 256,242 | € 253,803 | € 218,680 | € 196,015 | ▼ 10% |
| Retained profit | € 595,576 | € 445,187 | € 362,595 | € 413,660 | ▲ 14% |
| Dividend | € 0 | € 300,000 | € 300,000 | € 150,000 | ▼ 50% |
| Bank debt | € 278,769 | € 340,760 | € 257,394 | € 180,091 | ▼ 30% |
| Balance sheet total | € 939,713 | € 889,423 | € 940,985 | € 837,770 | ▼ 11% |
Key figures of Health-In-Vest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Health-In-Vest?
What happened at Health-In-Vest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 201,065 (▼ 8% vs 2024). filed late Source: NBB ↗
- Filip Spans became a director. NBB
- ANFI became a director. NBB
- New establishment in Aartselaar. KBO
- Start of the company according to the CBE. KBO
In short
From € 133,446 profit in 2022 to € 201,065 profit in 2025.
Paid € 248,720 in corporate taxes since 2022.
Best year ever: 2024, with € 217,408 profit.
Paid out € 750,000 in dividends to the owners in total.
Management
The stake of FILIP SPANS, ANFI comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Health-In-VestBehind Health-In-Vest are ANFI, EDDY SPANS, CHRISTIAN GOOSSENS and Filip Spans. The shares are held by FILIP SPANS (25.1%) and ANFI (24.8%).
Directors
According to the 2025 annual accounts
Manager · represented by EDDY SPANS
since 2010
since 2018
Shareholders
25.1%
24.8%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Barones Ludwina de Borrekenslaan 85
2630 Aartselaar
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0472.028.427
- VAT number
- BE 0472.028.427
- Registered office
- Barones Ludwina de Borrekenslaan 85, 2630 Aartselaar
- Names & denominations
- Health-In-Vest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 May 2000
- Peppol
- Not registered
- Activities · NACE
Activiteiten van huisartspraktijken