Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 51 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SAIL 4 U-KNOKKE from Knokke-Heist, company number BE0471727232, closed financial year 2025 with a result of € -29,877 after tax. For that financial year SAIL 4 U-KNOKKE recorded a gross margin of € 10,350 and equity of € -20,897. Compared with financial year 2024, the result moved from € -13 to € -29,877. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 9, 2026.
€ -20,897
▼ € 29,877 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -29,877
▼ 221707 % more loss than in 2024
Profit after tax over the fiscal year.
€ 29,125
▼ 43% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -27,097.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 11,747
▼ 31% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 70,000
Loans from banks and other lenders, long and short.
€ 15,121
▲ € 11,391 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,988
▼ 62% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 22,752 | € 30,997 | € 44,998 | € 10,350 | ▼ 77% |
| Profit after taxes | € -97 | € -5,837 | € -13 | € -29,877 | ▼ € 29,864 |
| Equity | € 14,831 | € 8,994 | € 8,981 | € -20,897 | ▼ € 29,877 |
| Total debts | € 225,476 | € 209,555 | € 211,103 | € 205,330 | ▼ 3% |
| Cash | € 13,759 | € 19,742 | € 51,163 | € 29,125 | ▼ 43% |
| Retained profit | € 8,631 | € 2,794 | € 2,781 | € -27,097 | ▼ € 29,877 |
| Bank debt | € 70,000 | € 70,000 | € 70,000 | € 70,000 | |
| Balance sheet total | € 240,307 | € 218,550 | € 220,084 | € 184,434 | ▼ 16% |
Key figures of SAIL 4 U-KNOKKE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to SAIL 4 U-KNOKKE?
What happened at SAIL 4 U-KNOKKE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 29,877. Source: NBB ↗
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
- Stéphane Monsieur became a director. NBB
In short
From € 97 loss in 2022 to € 29,877 loss in 2025.
Paid € 433 in corporate taxes since 2022.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SAIL 4 U-KNOKKE is Stéphane Monsieur.
Directors
According to the 2025 annual accounts
Stéphane Monsieur
Director
since 2000
Establishments
Establishment units
Physical locations of this company
Zeedijk-Knokke 197C-O
8300 Knokke-Heist
Zeedijk-Heist 197C
8301 Knokke-Heist
Active since 16 May 2000
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0471.727.232
- VAT number
- BE 0471.727.232
- Registered office
- Zeedijk-Knokke 197C-O, 8300 Knokke-Heist
- Names & denominations
- SAIL 4 U-KNOKKE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 April 2000
- Peppol
- Active · Active since 29 Oct 2025
- Activities · NACE
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