Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SERNO & CO from Sint-Genesius-Rode, company number BE0471652701, closed financial year 2025 with a result of € 13,432 after tax. For that financial year SERNO & CO recorded a gross margin of € 62,485 and equity of € 183,492. Compared with financial year 2024, the result moved from € 45,971 to € 13,432. The company is profitable. The buffer shrank hard: equity is 51 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 183,492
▼ 51% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 13,432
▼ 71% vs 2024
Profit after tax over the fiscal year.
€ 35,068
Cash and bank balances on the last day of the fiscal year.
€ 202,622 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 8,574
▼ 78% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 24,650
▼ 31% vs 2024
€ 11,153 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 1,860
▼ 52% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 26,680
▲ 105% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 48,560 | € 80,764 | € 62,306 | € 62,485 | |
| Profit after taxes | € 26,719 | € 42,199 | € 45,971 | € 13,432 | ▼ 71% |
| Equity | € 446,709 | € 397,989 | € 372,682 | € 183,492 | ▼ 51% |
| Total debts | € 96,545 | € 105,852 | € 52,441 | € 211,778 | ▲ € 159,337 |
| Cash | € 437,462 | € 23,688 | € 35,180 | € 35,068 | |
| Retained profit | € 424,709 | € 375,989 | € 350,682 | € 161,492 | ▼ 54% |
| Dividend | € 91,456 | € 90,919 | € 71,278 | € 202,622 | ▲ 184% |
| Bank debt | € 56,345 | € 45,663 | € 35,511 | € 24,650 | ▼ 31% |
| Balance sheet total | € 543,254 | € 503,841 | € 425,124 | € 395,270 | ▼ 7% |
Key figures of SERNO & CO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SERNO & CO?
What happened at SERNO & CO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 13,432 (▼ 71% vs 2024). Source: NBB ↗
- New establishment in Sint-Genesius-Rode. KBO
- Start of the company according to the CBE. KBO
In short
From € 26,719 profit in 2022 to € 13,432 profit in 2025.
Paid € 62,316 in corporate taxes since 2022.
Best year ever: 2024, with € 45,971 profit.
Paid out € 456,275 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SERNO & CO are Paul Nobels and Véronique Servais.
Directors
According to the 2025 annual accounts
Paul Nobels
Director
Véronique Servais
Director
Establishments
Establishment units
Physical locations of this company
Grote Hutsesteenweg 146
1640 Sint-Genesius-Rode
Grote Hutsesteenweg 146 box .
1640 Sint-Genesius-Rode
Active since 1 November 2009
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0471.652.701
- VAT number
- BE 0471.652.701
- Registered office
- Grote Hutsesteenweg 146, 1640 Sint-Genesius-Rode
- Names & denominations
- SERNO & CO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 10 April 2000
- Peppol
- Active · Active since 7 Aug 2025
- Activities · NACE
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