Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ZAKENKANTOOR PATRICK DE RUISSEAUX from Antwerpen, company number BE0471623403, closed financial year 2025 with a result of € -14,222 after tax. For that financial year ZAKENKANTOOR PATRICK DE RUISSEAUX recorded a gross margin of € 2,921 and equity of € 16,820. Compared with financial year 2024, the result moved from € 19,783 to € -14,222. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 16,820
▼ 46% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -14,222
▼ still € 19,783 profit in 2024
Profit after tax over the fiscal year.
€ 7,572
▼ 81% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -3,180.
People and assets in 2025
€ 54,496
▲ € 46,803 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 47,058
▲ € 38,695 vs 2024
€ 11,186 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 13,153
▲ 214% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 347
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 45,556 | € 33,027 | € 39,713 | € 2,921 | ▼ 93% |
| Profit after taxes | € 5,453 | € -1,999 | € 19,783 | € -14,222 | ▼ € 34,005 |
| Equity | € 84,658 | € 69,259 | € 31,042 | € 16,820 | ▼ 46% |
| Total debts | € 11,542 | € 22,175 | € 83,895 | € 83,559 | |
| Cash | € 11,123 | € 30,151 | € 40,162 | € 7,572 | ▼ 81% |
| Retained profit | € 64,658 | € 49,259 | € 11,042 | € -3,180 | ▼ € 14,222 |
| Dividend | € 15,000 | € 13,400 | € 58,000 | € 0 | ▼ 100% |
| Bank debt | € 0 | € 0 | € 8,363 | € 47,058 | ▲ € 38,695 |
| Balance sheet total | € 96,200 | € 91,434 | € 114,937 | € 100,380 | ▼ 13% |
Key figures of ZAKENKANTOOR PATRICK DE RUISSEAUX, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ZAKENKANTOOR PATRICK DE RUISSEAUX?
What happened at ZAKENKANTOOR PATRICK DE RUISSEAUX in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 14,222 (▼ € 34,005 vs 2024). Source: NBB ↗
- Asekuro I BV became a director. NBB
- New establishment in Antwerpen. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,453 profit in 2022 to € 14,222 loss in 2025.
Paid € 18,576 in corporate taxes since 2022.
Best year ever: 2024, with € 19,783 profit.
Paid out € 86,400 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind ZAKENKANTOOR PATRICK DE RUISSEAUX is Asekuro I BV.
Directors
According to the 2025 annual accounts
Director · represented by Alexis Vloemans
since 2024
Establishments
Establishment units
Physical locations of this company
Steynstraat 301
2660 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0471.623.403
- VAT number
- BE 0471.623.403
- Registered office
- Steynstraat 301, 2660 Antwerpen
- Names & denominations
- ZAKENKANTOOR PATRICK DE RUISSEAUX
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 April 2000
- Peppol
- Active · Active since 22 May 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars