Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HOUMAN from Mechelen, company number BE0471444348, closed financial year 2025 with a result of € 4,249 after tax. For that financial year HOUMAN recorded a gross margin of € 1.2 million and equity of € 754,370. Compared with financial year 2024, the result moved from € 163,672 to € 4,249. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 8, 2026.
€ 754,370
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,249
▼ 97% vs 2024
Profit after tax over the fiscal year.
€ 68,917
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 435,770.
People and assets in 2025
15.6
▼ 3.7 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 733,889
▼ 13% vs 2024
€ 47,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 154,785
▼ 44% vs 2024
Of which on lease € 3,349.
Debts at end 2025
€ 3.4 million
▲ 18% vs 2024
€ 328,564 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 2.1 million
▲ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 182,283
▲ 49% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,096,605 | € 1,386,797 | € 1,505,521 | € 1,183,456 | ▼ 21% |
| Profit after taxes | € 68,624 | € 62,263 | € 163,672 | € 4,249 | ▼ 97% |
| Equity | € 590,019 | € 645,361 | € 750,120 | € 754,370 | ▲ 1% |
| Total debts | € 3,882,654 | € 4,535,783 | € 5,052,088 | € 5,973,577 | ▲ 18% |
| Cash | € 62,590 | € 32,875 | € 94,109 | € 68,917 | ▼ 27% |
| Land & buildings | € 2,045,366 | € 2,055,804 | € 1,921,899 | € 2,962,596 | ▲ 54% |
| Retained profit | € 271,419 | € 326,761 | € 431,520 | € 435,770 | ▲ 1% |
| Dividend | € 3,198 | € 6,921 | € 58,912 | € 0 | ▼ 100% |
| Bank debt | € 2,200,498 | € 2,098,870 | € 2,851,203 | € 3,367,343 | ▲ 18% |
| Balance sheet total | € 4,472,673 | € 5,181,143 | € 5,802,208 | € 6,727,947 | ▲ 16% |
| Employees (FTE) | 14.6 | 17.3 | 19.3 | 15.6 | ▼ 3.7 |
Key figures of HOUMAN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HOUMAN?
What happened at HOUMAN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,249 (▼ 97% vs 2024). Source: NBB ↗
- New establishment in Mechelen. KBO
- New establishment in Bonheiden. KBO
- New establishment in Mechelen. KBO
- Start of the company according to the CBE. KBO
In short
From € 68,624 profit in 2022 to € 4,249 profit in 2025.
Paid € 121,606 in corporate taxes since 2022.
Best year ever: 2024, with € 163,672 profit.
On average € 75,900 of value added per employee in 2025.
Management
Behind HOUMAN is Steven HOUMAN. It owns Valco By Houman itself.
Directors
According to the 2025 annual accounts
Steven HOUMAN
Director
Also active at: Carrosserie Valco By Houman, GO SMART REPAIR CENTERS, GO SMART AUTOMOTIVE, GO SMART IXELL AUTOMOTIVE REPAIR, GO SMART SCS AUTOMOTIVE REPAIR
Establishments
Establishment units
Physical locations of this company
Boterstraat(HOM) 6
2811 Mechelen
Weynesbaan 1
2820 Bonheiden
Active since 1 February 2018
Dukestraat(HOM) 13
2811 Mechelen
Active since 1 February 2023
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0471.444.348
- VAT number
- BE 0471.444.348
- Registered office
- Boterstraat(HOM) 6, 2811 Mechelen
- Names & denominations
- HOUMAN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 16 March 2000
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorrijwielen, delen en toebehoren van motorrijwielen
Handel in en onderhoud en reparatie van motorrijwielen en onderdelen en toebehoren van motorrijwielen
Detailhandel in en onderhoud en reparatie van motorfietsen en delen en toebehoren van motorfietsen
Hotels en dergelijke accommodatie
Detailhandel in onderdelen en accessoires van motorvoertuigen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Gastenkamers
+5