Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
CHRISTY from Knokke-Heist, company number BE0471349427, closed financial year 2024 with a result of € 121,004 after tax. For that financial year CHRISTY recorded a gross margin of € 1.8 million and equity of € 235,685. Compared with financial year 2023, the result moved from € -169,796 to € 121,004. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 1, 2025.
€ 235,685
▲ 106% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 121,004
▲ still € 169,796 loss in 2023
Profit after tax over the fiscal year.
€ 57,073
▼ 42% vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 169,695.
People and assets in 2024
25.8
▼ 0.4 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
▲ 4% vs 2023
€ 51,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,589
▼ 22% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 1.5 million
▼ 4% vs 2023
€ 176,605 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 472,510
▼ 38% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 81,224
▼ 46% vs 2023
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 1,385,812 | € 1,249,945 | € 1,419,876 | € 1,823,744 | ▲ 28% |
| Profit after taxes | € 158,190 | € -76,592 | € -169,796 | € 121,004 | ▲ € 290,800 |
| Equity | € 361,070 | € 284,477 | € 114,681 | € 235,685 | ▲ 106% |
| Total debts | € 1,142,601 | € 1,835,483 | € 2,548,052 | € 2,186,251 | ▼ 14% |
| Cash | € 165,282 | € 108,203 | € 98,896 | € 57,073 | ▼ 42% |
| Land & buildings | € 620,358 | € 1,443,820 | € 1,723,194 | € 1,879,731 | ▲ 9% |
| Retained profit | € 301,070 | € 224,477 | € 48,692 | € 169,695 | ▲ 249% |
| Bank debt | € 775,655 | € 1,373,898 | € 1,521,316 | € 1,464,361 | ▼ 4% |
| Balance sheet total | € 1,503,671 | € 2,119,960 | € 2,662,733 | € 2,421,936 | ▼ 9% |
| Employees (FTE) | 23.4 | 23.2 | 26.2 | 25.8 | ▼ 0.4 |
Key figures of CHRISTY, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CHRISTY?
What happened at CHRISTY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 121,004. filed late Source: NBB ↗
- New establishment in Blankenberge. KBO
- New establishment in Knokke-Heist. KBO
- New establishment in Knokke-Heist. KBO
- New establishment in Knokke-Heist. KBO
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 158,190 profit in 2021 to € 121,004 profit in 2024.
Paid € 44,338 in corporate taxes since 2021.
Best year ever: 2021, with € 158,190 profit.
On average € 70,700 of value added per employee in 2024.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CHRISTY are Christiane Maria Vandepitte, Tamara Odette Lefevere and Jan Antoon Lefevere.
Directors
According to the 2024 annual accounts
Christiane Maria Vandepitte
Director
Tamara Odette Lefevere
Director
Jan Antoon Lefevere
Director
Establishments
Establishment units
Physical locations of this company
Westkapellestraat 396 box 2
8301 Knokke-Heist
Knokkestraat 68
8301 Knokke-Heist
Active since 4 April 2003
Patriottenstraat 2
8301 Knokke-Heist
Active since 1 October 2015
Lippenslaan 178
8300 Knokke-Heist
Active since 14 August 2018
Kerkstraat 350
8370 Blankenberge
Active since 13 January 2023
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0471.349.427
- VAT number
- BE 0471.349.427
- Registered office
- Westkapellestraat 396 bus 2, 8301 Knokke-Heist
- Names & denominations
- CHRISTY
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 March 2000
- Peppol
- Active · Active since 2 Oct 2025
- Activities · NACE
Artisanale brood- en banketbakkerijen
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk