Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Busy address KBO
21 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
CREALOAN from Sint-Martens-Latem, company number BE0470551057, closed financial year 2025 with a result of € 2.1 million after tax. For that financial year CREALOAN recorded revenue of € 71,151 and equity of € 59.5 million. Compared with financial year 2024, the result moved from € 25.3 million to € 2.1 million. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 59.5 million
▲ 6% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2.1 million
▼ 92% vs 2024
Profit after tax over the fiscal year.
€ 297,666
▼ 97% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 57.5 million.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 8,174
▲ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 47 days on average.
€ 77,965
▼ 28% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | - | € 1,317,155 | € 502,533 | € 71,151 | ▼ 86% |
| Gross margin | € 642,031 | - | - | - | |
| Profit after taxes | € 4,394,863 | € 3,901,472 | € 25,322,051 | € 2,135,865 | ▼ 92% |
| Equity | € 12,920,392 | € 18,015,099 | € 56,333,126 | € 59,505,290 | ▲ 6% |
| Total debts | € 2,400,315 | € 600,297 | € 643,218 | € 86,139 | ▼ 87% |
| Cash | € 6,261,572 | € 99,675 | € 9,019,943 | € 297,666 | ▼ 97% |
| Retained profit | € 12,852,692 | € 16,754,163 | € 55,381,125 | € 57,516,990 | ▲ 4% |
| Dividend | € 1,800,000 | € 0 | € 0 | € 0 | |
| Bank debt | € 600,000 | € 600,000 | € 525,000 | € 0 | ▼ 100% |
| Balance sheet total | € 15,320,707 | € 18,615,397 | € 56,976,344 | € 59,591,429 | ▲ 5% |
Key figures of CREALOAN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREALOAN?
What happened at CREALOAN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- CREAFUND NV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 2.1 million (▼ 92% vs 2024). Source: NBB ↗
- CREAFUND ASSET MANAGEMENT NV stepped down as director. NBB
- CREAFUND NV became a director. NBB
- CREAFUND ASSET MANAGEMENT NV became a director. NBB
- New establishment in Sint-Martens-Latem. KBO
- Start of the company according to the CBE. KBO
In short
From € 4.4 million profit in 2022 to € 2.1 million profit in 2025.
Paid € 886,563 in corporate taxes since 2022.
Best year ever: 2024, with € 25.3 million profit.
Paid out € 1.8 million in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The shares are held by CREAFUND NV (100%). It owns 98.3% of UNITEA and 60% of CREAFUND ASSET MANAGEMENT itself.
Directors
According to the 2025 annual accounts
Director · represented by JACQUES POLLET
Also active at: DIRESCO, COEMAN PACKAGING, SOFICS, Cu.be Solutions, JOVEGI, MOBILE LOCKER, SOLFAR, Pulse +11 more
since 2021 · until 2027
Director · represented by KENNETH DEPUYDT
Also active at: Beddeleem, DIRESCO, Purna Pharmaceuticals, Cu.be Solutions, JOVEGI, MOBILE LOCKER, Quartz Holding, CARE INVESTCO +2 more
since 2020 · until 2026
Shareholders
100%
Participations
98.3%
Establishments
Establishment units
Physical locations of this company
Maenhoutstraat 77 box A
9830 Sint-Martens-Latem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 21 companies are registered at this address.
All companies at this address →IBKEM
€ -30,391 gross margin · 2025
CREAFUND same network
€ 696,694 revenue · 2025
CREAFUND MANAGEMENT
€ 174,039 gross margin · 2025
SPEED 8
€ 8,365 gross margin · 2025
SOLFAR same network
€ 28,542 gross margin · 2025
+16 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0470.551.057
- VAT number
- BE 0470.551.057
- Registered office
- Maenhoutstraat 77 bus A, 9830 Sint-Martens-Latem
- Names & denominations
- CREALOAN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 February 2000
- Peppol
- Active · Active since 25 Apr 2025
- Contact
- [email protected]
- Activities · NACE
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