Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 16 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
UBIK from Elsene, company number BE0470046657, closed financial year 2025 with a result of € -3,645 after tax. For that financial year UBIK recorded a gross margin of € 6,238 and equity of € -19,717. Compared with financial year 2024, the result moved from € -14,918 to € -3,645. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 25, 2026.
€ -19,717
▼ € 3,645 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,645
▲ 76 % less loss than in 2024
Profit after tax over the fiscal year.
€ 9
▼ 99% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -32,122.
People and assets in 2025
€ 18,838
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 22,120
▼ 15% vs 2024
€ 5,135 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 3,631
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,121
▼ 50% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 22,212 | € 6,184 | € -5,391 | € 6,238 | ▲ € 11,630 |
| Profit after taxes | € -44,714 | € 1,242 | € -14,918 | € -3,645 | ▲ € 11,274 |
| Equity | € -2,396 | € -1,153 | € -16,072 | € -19,717 | ▼ € 3,645 |
| Total debts | € 24,700 | € 18,637 | € 59,311 | € 45,876 | ▼ 23% |
| Cash | € 4,295 | € 2,674 | € 1,505 | € 9 | ▼ 99% |
| Retained profit | € -14,801 | € -13,559 | € -28,477 | € -32,122 | ▼ € 3,645 |
| Bank debt | € 1,978 | € 269 | € 26,070 | € 22,120 | ▼ 15% |
| Balance sheet total | € 22,304 | € 17,483 | € 43,239 | € 26,160 | ▼ 39% |
Key figures of UBIK, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to UBIK?
What happened at UBIK in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,645. filed late Source: NBB ↗
- CARL HUBERT DE GUSSEM became a director. NBB
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 44,714 loss in 2022 to € 3,645 loss in 2025.
Paid € 628 in corporate taxes since 2022.
Best year ever: 2023, with € 1,242 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind UBIK are CARL HUBERT DE GUSSEM and ALINE SOPHIE BAUDET.
Directors
According to the 2025 annual accounts
CARL HUBERT DE GUSSEM
Director
since 2024
ALINE SOPHIE BAUDET
Director
Establishments
Establishment units
Physical locations of this company
Renbaanlaan 21
1050 Elsene
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0470.046.657
- VAT number
- BE 0470.046.657
- Registered office
- Renbaanlaan 21, 1050 Elsene
- Names & denominations
- UBIK
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 January 2000
- Peppol
- Active · Active since 9 Oct 2025
- Contact
- [email protected]
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