Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VCJ INVEST from Genk, company number BE0469304608, closed financial year 2025 with a result of € -92,810 after tax. For that financial year VCJ INVEST recorded a gross margin of € 17,533 and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 224,974 to € -92,810. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 26, 2026.
€ 1.2 million
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -92,810
▼ still € 224,974 profit in 2024
Profit after tax over the fiscal year.
€ 46,888
▲ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 1.2 million.
People and assets in 2025
€ 197
▼ 92% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 25,818
Loans from banks and other lenders, long and short.
€ 1,768
▲ € 1,452 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,980
▲ € 7,226 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 90,068 | € 55,347 | € 409,000 | € 17,533 | ▼ 96% |
| Profit after taxes | € 4,887 | € -34,968 | € 224,974 | € -92,810 | ▼ € 317,784 |
| Equity | € 1,084,536 | € 1,049,567 | € 1,274,541 | € 1,181,731 | ▼ 7% |
| Total debts | € 217,228 | € 207,638 | € 208,120 | € 221,177 | ▲ 6% |
| Cash | € 253,974 | € 264,850 | € 32,323 | € 46,888 | ▲ 45% |
| Land & buildings | € 947,207 | € 912,761 | € 865,129 | € 1,211,140 | ▲ 40% |
| Retained profit | € 1,064,536 | € 1,029,567 | € 1,254,541 | € 1,161,731 | ▼ 7% |
| Bank debt | € 25,818 | € 25,818 | € 25,818 | € 25,818 | |
| Balance sheet total | € 1,477,994 | € 1,426,072 | € 1,737,560 | € 1,640,137 | ▼ 6% |
Key figures of VCJ INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VCJ INVEST?
What happened at VCJ INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 92,810 (▼ € 317,784 vs 2024). Source: NBB ↗
- Patricia Fagard became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Genk. KBO
In short
From € 4,887 profit in 2022 to € 92,810 loss in 2025.
Paid € 14,142 in corporate taxes since 2022.
Best year ever: 2024, with € 224,974 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Patricia Fagard
Manager
since 2016
Establishments
Establishment units
Physical locations of this company
Dopheidestraat 15
3600 Genk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0469.304.608
- VAT number
- BE 0469.304.608
- Registered office
- Dopheidestraat 15, 3600 Genk
- Names & denominations
- VCJ INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 January 2000
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van holdings
Holdings
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen