Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHOICES & CAREERS from Waterloo, company number BE0469204242, closed financial year 2025 with a result of € 26,779 after tax. For that financial year CHOICES & CAREERS recorded a gross margin of € 58,011 and equity of € 212,591. Compared with financial year 2024, the result moved from € 16,114 to € 26,779. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 5, 2026.
€ 212,591
▲ 14% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 26,779
▲ 66% vs 2024
Profit after tax over the fiscal year.
€ 36,036
▲ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 192,131.
Debts at end 2025
€ 92,664
▼ 6% vs 2024
€ 6,316 is repaid this year. At this pace the long-term loan is gone in ≈ 15 years.
€ 1,546
▲ 29% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,108
▲ 153% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 25,166 | € 31,400 | € 41,121 | € 58,011 | ▲ 41% |
| Profit after taxes | € 3,143 | € 3,776 | € 16,114 | € 26,779 | ▲ 66% |
| Equity | € 165,922 | € 169,698 | € 185,812 | € 212,591 | ▲ 14% |
| Total debts | € 522,320 | € 398,381 | € 259,987 | € 194,427 | ▼ 25% |
| Cash | € 246,247 | € 133,993 | € 28,335 | € 36,036 | ▲ 27% |
| Land & buildings | € 430,728 | € 419,700 | € 408,673 | € 361,628 | ▼ 12% |
| Retained profit | € 147,322 | € 149,238 | € 165,352 | € 192,131 | ▲ 16% |
| Bank debt | € 111,954 | € 105,977 | € 98,871 | € 92,664 | ▼ 6% |
| Balance sheet total | € 688,242 | € 568,079 | € 445,799 | € 407,018 | ▼ 9% |
Key figures of CHOICES & CAREERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to CHOICES & CAREERS?
What happened at CHOICES & CAREERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 26,779 (▲ 66% vs 2024). Source: NBB ↗
- Harmony CUSTERS became a director. NBB
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 3,143 profit in 2022 to € 26,779 profit in 2025.
Paid € 23,403 in corporate taxes since 2022.
Best year ever: 2025, with € 26,779 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CHOICES & CAREERS is Harmony CUSTERS. Harmony CUSTERS is also behind TALENTI.
Directors
According to the 2025 annual accounts
since 2022
Establishments
Establishment units
Physical locations of this company
Avenue Beau Séjour 25
1410 Waterloo
Rue Champ Rodange 85
1410 Waterloo
Active since 3 March 2000
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0469.204.242
- VAT number
- BE 0469.204.242
- Registered office
- Avenue Beau Séjour 25, 1410 Waterloo
- Names & denominations
- CHOICES & CAREERS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 December 1999
- Peppol
- Active · Active since 17 Dec 2025
- Activities · NACE
Arbeidsbemiddeling
Personeelsselectie en plaatsing
Activiteiten van uitzendbureaus en andere diensten in verband met personeelsvoorziening
Interimkantoren en tijdelijke tewerkstelling