Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Castermans Appraisers & Loss Adjusters from Knokke-Heist, company number BE0468978271, closed financial year 2025 with a result of € -3,752 after tax. For that financial year Castermans Appraisers & Loss Adjusters recorded a gross margin of € 2,447 and equity of € 36,610. Compared with financial year 2024, the result moved from € -4,233 to € -3,752. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 36,610
▼ 9% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,752
▲ 11 % less loss than in 2024
Profit after tax over the fiscal year.
€ 20
▼ 91% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 18,010.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 101
▼ 97% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,907 | € -1,536 | € 503 | € 2,447 | ▲ € 1,944 |
| Profit after taxes | € -2,003 | € -7,509 | € -4,233 | € -3,752 | ▲ € 481 |
| Equity | € 52,105 | € 44,596 | € 40,363 | € 36,610 | ▼ 9% |
| Total debts | € 55,648 | € 57,216 | € 57,995 | € 58,096 | |
| Cash | € 2,762 | € 257 | € 237 | € 20 | ▼ 91% |
| Land & buildings | € 104,991 | € 101,556 | € 98,121 | € 94,685 | ▼ 4% |
| Retained profit | € 33,505 | € 25,996 | € 21,763 | € 18,010 | ▼ 17% |
| Balance sheet total | € 107,753 | € 101,813 | € 98,358 | € 94,706 | ▼ 4% |
Key figures of Castermans Appraisers & Loss Adjusters, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Castermans Appraisers & Loss Adjusters?
What happened at Castermans Appraisers & Loss Adjusters in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,752. filed late Source: NBB ↗
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
- Rik Castermans became a director. NBB
In short
From € 2,003 loss in 2022 to € 3,752 loss in 2025.
A new publication or filing at Castermans Appraisers & Loss Adjusters? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Castermans Appraisers & Loss Adjusters is Rik Castermans. Rik Castermans is also behind IR. JEAN CASTERMANS EN CO. EXPERTISEBUREEL and IMMO LR.
Directors
According to the 2025 annual accounts
since 1999
Establishments
Establishment units
Physical locations of this company
Taborastraat 7
8300 Knokke-Heist
Gulden Vliesstraat 3
8300 Knokke-Heist
Active since 14 September 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0468.978.271
- VAT number
- BE 0468.978.271
- Registered office
- Taborastraat 7, 8300 Knokke-Heist
- Names & denominations
- Castermans Appraisers & Loss Adjusters
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 1999
- Peppol
- Active · Active since 17 Oct 2025