Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
R. & L. from Pepinster, company number BE0468936206, closed financial year 2025 with a result of € -34,921 after tax. For that financial year R. & L. recorded a gross margin of € 61,855 and equity of € 815,383. Compared with financial year 2024, the result moved from € -64,111 to € -34,921. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 815,383
▼ 4% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -34,921
▲ 46 % less loss than in 2024
Profit after tax over the fiscal year.
€ 60,998
▼ 22% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 715,383.
People and assets in 2025
€ 4,466
▼ 76% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 350,536
▼ 6% vs 2024
€ 175,000 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 2,640
▼ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 60,601 | € 17,583 | € 30,069 | € 61,855 | ▲ 106% |
| Profit after taxes | € -150,667 | € -79,168 | € -64,111 | € -34,921 | ▲ € 29,190 |
| Equity | € 993,583 | € 914,415 | € 850,304 | € 815,383 | ▼ 4% |
| Total debts | € 702,841 | € 511,875 | € 378,705 | € 354,508 | ▼ 6% |
| Cash | € 243,927 | € 123,542 | € 78,313 | € 60,998 | ▼ 22% |
| Land & buildings | € 666,340 | € 634,911 | € 603,456 | € 603,310 | |
| Retained profit | € 893,583 | € 814,415 | € 750,304 | € 715,383 | ▼ 5% |
| Bank debt | € 693,813 | € 503,291 | € 374,065 | € 350,536 | ▼ 6% |
| Balance sheet total | € 1,696,423 | € 1,426,290 | € 1,229,009 | € 1,169,891 | ▼ 5% |
Key figures of R. & L., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to R. & L.?
What happened at R. & L. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Sophie ARCHAMBEAU stepped down as director. NBB
- Hubert JENNES stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 34,921. filed late Source: NBB ↗
- Hubert JENNES became a director. NBB
- Sophie ARCHAMBEAU became a director. NBB
- New establishment in Pepinster. KBO
- Start of the company according to the CBE. KBO
In short
From € 150,667 loss in 2022 to € 34,921 loss in 2025.
Paid € 2,540 in corporate taxes since 2022.
Management
Directors
According to the 2025 annual accounts
Sophie ARCHAMBEAU
Director
since 2014 · until 2030
Hubert JENNES
Managing director
since 2024 · until 2030
Establishments
Establishment units
Physical locations of this company
Réfawtay 23
4860 Pepinster
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0468.936.206
- VAT number
- BE 0468.936.206
- Registered office
- Réfawtay 23, 4860 Pepinster
- Names & denominations
- R. & L. · ARCHAMBEAU & JENNES, R & L S.A
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 December 1999
- Peppol
- Active · Active since 17 Dec 2024