Financials
Financial year 2025
Agent de banque et d'assurances Basse-Meuse et Bocage from Visé, company number BE0468670247, closed financial year 2025 with a result of € 1.4 million after tax. For that financial year Agent de banque et d'assurances Basse-Meuse et Bocage recorded a gross margin of € 5.8 million and equity of € 1 million. Compared with financial year 2024, the result moved from € 1.2 million to € 1.4 million. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 22, 2026.
€ 1 million
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1.4 million
▲ 13% vs 2024
Profit after tax over the fiscal year.
€ 642,866
▲ € 504,616 vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.3 million paid out
96 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
43.4
▼ 1.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 3.5 million
▲ 4% vs 2024
€ 80,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 925,983
▲ 8% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 854,672
▼ 19% vs 2024
€ 213,507 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 49,682
▲ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 999,357
▲ 10% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2021 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 3,508,830 | € 5,025,053 | € 5,261,832 | € 5,768,167 | ▲ 10% |
| Profit after taxes | € 1,063,450 | € 1,206,240 | € 1,223,028 | € 1,381,943 | ▲ 13% |
| Equity | € 611,094 | € 900,417 | € 981,165 | € 1,034,294 | ▲ 5% |
| Total debts | € 1,660,213 | € 3,035,833 | € 2,800,798 | € 2,844,710 | ▲ 2% |
| Cash | € 153,847 | € 164,910 | € 138,250 | € 642,866 | ▲ € 504,616 |
| Retained profit | € 536,094 | € 828,592 | € 906,165 | € 959,294 | ▲ 6% |
| Dividend | € 984,684 | € 1,312,877 | € 1,145,456 | € 1,328,813 | ▲ 16% |
| Bank debt | € 108,626 | € 732,861 | € 1,057,415 | € 854,672 | ▼ 19% |
| Balance sheet total | € 2,271,307 | € 3,936,250 | € 3,781,963 | € 3,879,004 | ▲ 3% |
| Employees (FTE) | 29.6 | 44.9 | 44.7 | 43.4 | ▼ 1.3 |
Key figures of Agent de banque et d'assurances Basse-Meuse et Bocage, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Agent de banque et d'assurances Basse-Meuse et Bocage?
What happened at Agent de banque et d'assurances Basse-Meuse et Bocage in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 1.4 million (▲ 13% vs 2024). Source: NBB ↗
- PIERRE VILLERS stepped down as director. NBB
- FRANCOISE GARRAY stepped down as director. NBB
- New establishment in Blégny. KBO
- PIERRE BRAGARD became a director. NBB
- SEBASTIEN KARL became a director. NBB
- PHILIPPE DAEMEN became a director. NBB
- New establishment in Aubel. KBO
In short
From € 1.1 million profit in 2021 to € 1.4 million profit in 2025.
Paid € 2 million in corporate taxes since 2021.
Best year ever: 2025, with € 1.4 million profit.
On average € 132,900 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Agent de banque et d'assurances Basse-Meuse et Bocage are GASTON DEJALLE, FABRIZIO PATRINI, PIERRE BRAGARD, PHILIPPE DAEMEN, PASCAL PIROTTE and FREDERIC MIERMANS.
Directors
According to the 2025 annual accounts
GASTON DEJALLE
Administrateur
since 2022
FABRIZIO PATRINI
Administrateur
since 2013
PIERRE BRAGARD
Administrateur
since 2024
PHILIPPE DAEMEN
Administrateur
since 2023
PASCAL PIROTTE
Administrateur
since 2010
FREDERIC MIERMANS
Administrateur
since 2022
ERIC GUYOT
Administrateur
since 2000
DAVID PEZZIN
Président du Conseil d'Administration
since 2004
BERNARD BONIVER
Administrateur
since 2022
SEBASTIEN KARL
Administrateur
since 2024
RAPHAEL DEPOSSON
Administrateur
since 2022
BRUNO PETERS
Administrateur
since 2017
FRANCOIS CAPO-CHICHI
Administrateur
since 2013
PIERRE VILLERS
Administrateur
since 2017 · until 2026
FRANCOISE GARRAY
Administrateur
since 2017 · until 2025
Establishments
Establishment units
Physical locations of this company
Rue Saint Hadelin(VIS) 1
4600 Visé
Rue du Roi Albert 163
4680 Oupeye
Active since 15 February 2001
Rue Entre-deux-Villes 8
4670 Blégny
Active since 15 February 2001
Avenue des Martyrs 257
4620 Fléron
Active since 1 January 2017
Avenue de la Résistance 349 box A
4630 Soumagne
Active since 1 January 2017
Place Nicolaï 26
4880 Aubel
Active since 1 January 2022
Place du Marché 22
4651 Herve
Active since 1 January 2022
Rue Lamberts 8
4840 Welkenraedt
Active since 1 January 2022
Rue sur les Heids 54
4671 Blégny
Active since 1 July 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0468.670.247
- VAT number
- BE 0468.670.247
- Registered office
- Rue Saint Hadelin(VIS) 1, 4600 Visé
- Names & denominations
- Agent de banque et d'assurances Basse-Meuse et Bocage
- Enterprise type
- Rechtspersoon
- Legal form
- Limited partnership
- Legal situation
- Normale toestand
- Start date
- 23 December 1999
- Peppol
- Active · Active since 15 Jan 2026
- Contact
- 04 374 92 50
- Activities · NACE
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