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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Annual account missing NBB
Fiscal year 2023 was expected before 31 July 2024 and has not been filed.
Financials
Financial year 2022
Bank- en verzekeringsagent WESTKUST from Middelkerke, company number BE0468461401, closed financial year 2022 with a result of € 729,560 after tax. For that financial year Bank- en verzekeringsagent WESTKUST recorded a gross margin of € 3.5 million and equity of € 458,034. Compared with financial year 2021, the result moved from € 576,449 to € 729,560. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2023.
€ 458,034
▲ 10% vs 2021
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 729,560
▲ 27% vs 2021
Profit after tax over the fiscal year.
€ 7,137
▼ 98% vs 2021
Cash and bank balances on the last day of the fiscal year.
€ 686,423 paid out
94 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2022
30.6
▲ 4.8 vs 2021
Average over the fiscal year, from the social balance sheet.
€ 2.3 million
▲ 17% vs 2021
€ 74,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 371,739
▲ 42% vs 2021
Book value of vehicles, furniture and equipment.
Debts at end 2022
€ 415,168
▼ 41% vs 2021
€ 116,982 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 12,264
▼ 79% vs 2021
Supplier invoices still open on the last day of the fiscal year.
€ 575,999
▲ 4% vs 2021
Taxes, VAT and social contributions still to pay.
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| 2021 | 2022 | Change 2021 → 2022 | |
|---|---|---|---|
| Gross margin | € 2,857,454 | € 3,474,994 | ▲ 22% |
| Profit after taxes | € 576,449 | € 729,560 | ▲ 27% |
| Equity | € 414,897 | € 458,034 | ▲ 10% |
| Total debts | € 1,864,463 | € 1,734,331 | ▼ 7% |
| Cash | € 344,139 | € 7,137 | ▼ 98% |
| Retained profit | € 339,897 | € 383,034 | ▲ 13% |
| Dividend | € 493,792 | € 686,423 | ▲ 39% |
| Bank debt | € 707,700 | € 415,168 | ▼ 41% |
| Balance sheet total | € 2,279,360 | € 2,192,365 | ▼ 4% |
| Employees (FTE) | 25.8 | 30.6 | ▲ 4.8 |
Key figures of Bank- en verzekeringsagent WESTKUST, fiscal years 2021 to 2022, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2023 has not been filed yet; it was expected before 31 July 2024.
What happened to Bank- en verzekeringsagent WESTKUST?
What happened at Bank- en verzekeringsagent WESTKUST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New establishment in Zedelgem. KBO
- New annual accounts for financial year 2022: profit of € 729,560 (▲ 27% vs 2021). Source: NBB ↗
- Virgile Demuynck became a director. NBB
- New establishment in Oudenburg. KBO
- Alexandre Van Hulle stepped down as director. NBB
- New establishment in Veurne. KBO
- New establishment in Nieuwpoort. KBO
- Marc Vanoverberghe became a director. NBB
In short
From € 576,449 profit in 2021 to € 729,560 profit in 2022.
Paid € 539,655 in corporate taxes since 2021.
Best year ever: 2022, with € 729,560 profit.
On average € 113,600 of value added per employee in 2022.
A new publication or filing at Bank- en verzekeringsagent WESTKUST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Bank- en verzekeringsagent WESTKUST are Marc Vanoverberghe, Pieter Roels, Gino Rabaut, Virgile Demuynck, Peter Vervaet and Matthias Van Belle.
Directors
According to the 2022 annual accounts
Marc Vanoverberghe
Manager
since 2020
Pieter Roels
Manager
since 2020
Gino Rabaut
Manager
since 2020
Virgile Demuynck
Manager
since 2022
Peter Vervaet
Manager
since 2020
Matthias Van Belle
Manager
since 2020
Joeri Lefèvre
Manager
since 2020
Dimitri Vettenburg
Manager
since 2020
Alexandre Van Hulle
Manager
since 2020 · until 2022
Establishments
Establishment units
Physical locations of this company
Kerkstraat 58
8430 Middelkerke
Sint Maartensplein 17
8680 Koekelare
Active since 23 December 2009
Hoogstraat 10-12
8470 Gistel
Active since 23 December 2009
Albert Bliecklaan(Kok) 6
8670 Koksijde
Active since 1 July 2018
Grote Markt(D) 31
8600 Diksmuide
Active since 1 July 2018
Robert Orlentpromenade 9 box 0.01
8620 Nieuwpoort
Active since 1 July 2018
Zeelaan 106
8660 De Panne
Active since 1 July 2018
Ooststraat 28
8630 Veurne
Active since 1 January 2022
Astridlaan 60
8620 Nieuwpoort
Active since 1 January 2022
Ettelgemsestraat 2
8460 Oudenburg
Active since 30 September 2022
Groenestraat 138
8210 Zedelgem
Active since 1 January 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0468.461.401
- VAT number
- BE 0468.461.401
- Registered office
- Kerkstraat 58, 8430 Middelkerke
- Names & denominations
- Bank- en verzekeringsagent WESTKUST
- Enterprise type
- Rechtspersoon
- Legal form
- Limited partnership
- Legal situation
- Normale toestand
- Start date
- 20 December 1999
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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