Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 13 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Scam - Invest from Herentals, company number BE0468270666, closed financial year 2025 with a result of € -41,963 after tax. For that financial year Scam - Invest recorded a gross margin of € 141,972 and equity of € 139,326. Compared with financial year 2024, the result moved from € -10,134 to € -41,963. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 139,326
▼ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -41,963
▼ 314 % more loss than in 2024
Profit after tax over the fiscal year.
€ 1,028
▼ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -34,944.
Debts at end 2025
€ 1.3 million
▼ 8% vs 2024
€ 96,428 is repaid this year. At this pace the long-term loan is gone in ≈ 13 years.
€ 28,884
▲ 173% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 101,138 | € 99,090 | € 101,877 | € 141,972 | ▲ 39% |
| Profit after taxes | € -37,299 | € -45,657 | € -10,134 | € -41,963 | ▼ € 31,830 |
| Equity | € 237,080 | € 191,423 | € 181,289 | € 139,326 | ▼ 23% |
| Total debts | € 1,769,117 | € 1,887,203 | € 1,800,880 | € 1,801,106 | |
| Cash | € 6,899 | € 2,687 | € 2,809 | € 1,028 | ▼ 63% |
| Land & buildings | € 1,963,567 | € 2,042,776 | € 1,960,920 | € 1,904,294 | ▼ 3% |
| Retained profit | € 62,811 | € 17,153 | € 7,020 | € -34,944 | ▼ € 41,963 |
| Bank debt | € 1,464,769 | € 1,511,662 | € 1,401,957 | € 1,293,970 | ▼ 8% |
| Balance sheet total | € 2,006,197 | € 2,078,626 | € 1,982,169 | € 1,940,432 | ▼ 2% |
Key figures of Scam - Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Scam - Invest?
What happened at Scam - Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 41,963. Source: NBB ↗
- New establishment in Herentals. KBO
- Start of the company according to the CBE. KBO
In short
From € 37,299 loss in 2022 to € 41,963 loss in 2025.
Management
Behind Scam - Invest are Marcel Van Orshaegen, Susy Van Olmen, Andy Van Orshaegen and Cindy Van Orshaegen. Cindy Van Orshaegen is also behind TAXI MARCEL TRANSPORT EN ZOON and VELOSHOP.
Directors
According to the 2025 annual accounts
Marcel Van Orshaegen
Director
Susy Van Olmen
Director
Andy Van Orshaegen
Director
Establishments
Establishment units
Physical locations of this company
Noordervaart(HRT) 41
2200 Herentals
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0468.270.666
- VAT number
- BE 0468.270.666
- Registered office
- Noordervaart(HRT) 41, 2200 Herentals
- Names & denominations
- Scam - Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 14 December 1999
- Peppol
- Active · Active since 12 Feb 2026