Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
18 other companies have their registered office at the same address; threshold 10.
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Legal situation KBO
Vrijwillige ontbinding – vereffening according to the CBE.
Financials
Financial year 2025
Optima Group from Sint-Agatha-Berchem, company number BE0468248692, closed financial year 2025 with a result of € -2,289 after tax. Compared with financial year 2024, the result moved from € -4,774 to € -2,289. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ -1.6 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,289
▲ 52 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,208
▼ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -30.4 million.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 1.2 million
Loans from banks and other lenders, long and short.
€ 344,602
Supplier invoices still open on the last day of the fiscal year.
€ 4,818
▲ 5% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Profit after taxes | € -223,005 | € -3,314 | € -4,774 | € -2,289 | ▲ € 2,485 |
| Equity | € -1,624,519 | € -1,627,832 | € -1,632,606 | € -1,634,895 | |
| Total debts | € 1,567,104 | € 1,567,318 | € 1,568,841 | € 1,567,729 | |
| Cash | € 12,959 | € 9,860 | € 6,609 | € 3,208 | ▼ 51% |
| Retained profit | € -30,384,392 | € -30,387,705 | € -30,392,479 | € -30,394,768 | |
| Bank debt | € 1,193,308 | € 1,193,308 | € 1,193,308 | € 1,193,308 | |
| Balance sheet total | € 12,960 | € 9,861 | € 6,610 | € 3,209 | ▼ 51% |
Key figures of Optima Group, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 July 2027.
What happened to Optima Group?
What happened at Optima Group in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
Optima Group is active according to the CBE. Legal situation: Vrijwillige ontbinding – vereffening.
- New annual accounts for financial year 2025: loss of € 2,289. Source: NBB ↗
- Joan Dubaere became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 223,005 loss in 2022 to € 2,289 loss in 2025.
Paid € 26 in corporate taxes since 2022.
Management
Behind Optima Group is Joan Dubaere. The shares are held by Jeroen Piqueur (42.3%), VIMOS BV (29.6%), Voormalige aandeelhouders van HALOS BV (sluiting vereffening 15-10-2020) overeenkomst artikel 2:104 WVV (12.7%), SAFFELBERG INVESTMENTS NV (8.5%) and YOUR ESTATE SOLUTION NV (7%). It owns 98.7% of Optima Bank itself.
Directors
According to the 2025 annual accounts
Joan Dubaere
Liquidator
since 2016
Shareholders
Jeroen Piqueur
42.3%
29.6%
Voormalige aandeelhouders van HALOS BV (sluiting vereffening 15-10-2020) overeenkomst artikel 2:104 WVV
12.7%
Participations
98.7%
Establishments
Establishment units
Physical locations of this company
Keizer Karellaan 586 box 9
1082 Sint-Agatha-Berchem
Keizer Karelstraat 75
9000 Gent
Active since 1 February 2000
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 18 companies are registered at this address.
All companies at this address →Essilor Group Belgium
€ 20.7 million revenue · 2023
INTERCONTAINER - INTERFRIGO, SOCIETE INTERNATIONALE POUR LE DEVELOPPEMENT DU TRANSPORT COMBINE ET DU TRANSPORT SOUS TEMPERATURE DIRIGEE
€ -129,078 gross margin · 2025
LUXOTTICA BELGIUM
€ 16.2 million revenue · 2024
Grimobel
€ 66,994 gross margin · 2025
RACINE
€ 610,396 gross margin · 2025
+13 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0468.248.692
- VAT number
- BE 0468.248.692
- Registered office
- Keizer Karellaan 586 bus 9, 1082 Sint-Agatha-Berchem
- Names & denominations
- Optima Group
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Vrijwillige ontbinding – vereffening
- Start date
- 13 December 1999
- Peppol
- Active · Active since 13 Feb 2026
- Activities · NACE
Activiteiten van holdings
Holdings