Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 3 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
IMMOBILIERE B&M from Sprimont, company number BE0467058463, closed financial year 2025 with a result of € 4,349 after tax. For that financial year IMMOBILIERE B&M recorded a gross margin of € 6,804 and equity of € -25,756. Compared with financial year 2024, the result moved from € 2,930 to € 4,349. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ -25,756
▲ € 4,349 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,349
▲ 48% vs 2024
Profit after tax over the fiscal year.
€ 5,157
▼ 38% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -31,954.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 48
▲ 134% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 4,724 | € 5,530 | € 6,188 | € 6,804 | ▲ 10% |
| Profit after taxes | € 1,682 | € 1,230 | € 2,930 | € 4,349 | ▲ 48% |
| Equity | € -34,265 | € -33,035 | € -30,105 | € -25,756 | ▲ € 4,349 |
| Total debts | € 193,823 | € 188,851 | € 184,201 | € 174,699 | ▼ 5% |
| Cash | € 7,608 | € 7,775 | € 8,334 | € 5,157 | ▼ 38% |
| Land & buildings | € 148,721 | € 147,020 | € 145,320 | € 143,619 | ▼ 1% |
| Retained profit | € -40,463 | € -39,232 | € -36,302 | € -31,954 | ▲ € 4,349 |
| Balance sheet total | € 159,558 | € 155,816 | € 154,097 | € 148,943 | ▼ 3% |
Key figures of IMMOBILIERE B&M, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to IMMOBILIERE B&M?
What happened at IMMOBILIERE B&M in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,349 (▲ 48% vs 2024). Source: NBB ↗
- Sébastien LAMBERS became a director. NBB
- Jean-Michel GRUBOWSKI became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 1,682 profit in 2022 to € 4,349 profit in 2025.
Best year ever: 2025, with € 4,349 profit.
Management
Behind IMMOBILIERE B&M are Sébastien LAMBERS, Jean-Michel GRUBOWSKI and Pascal Bure. Sébastien LAMBERS is also behind VALDISUD Immo & Management, COVER NOTE, MC COMPTA, CVE Organisation and FIDUCIAIRE COMPTABLE LAMBERS, DENOËL & ASSOCIES. Jean-Michel GRUBOWSKI is also behind G&W IMMO. Pascal Bure is also behind BURE and CVE Organisation.
Directors
According to the 2025 annual accounts
Sébastien LAMBERS
Director
Also active at: VALDISUD Immo & Management, COVER NOTE, MC COMPTA, CVE Organisation, FIDUCIAIRE COMPTABLE LAMBERS, DENOËL & ASSOCIES, SEPHI GROUPE, THO
since 2019
since 2019
Establishments
Establishment units
Physical locations of this company
Haie des Chênes(DLX) 12FF
4140 Sprimont
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
All companies at this address →CVE Organisation same network
€ -403 gross margin · 2025
FIDUCIAIRE COMPTABLE LAMBERS, DENOËL & ASSOCIES same network
€ 319,935 gross margin · 2025
JMG INVEST
€ 49,434 gross margin · 2025
S.L.IM
€ 66,970 gross margin · 2025
ADELUCIA
€ 144,441 gross margin · 2025
+4 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0467.058.463
- VAT number
- BE 0467.058.463
- Registered office
- Haie des Chênes(DLX) 12FF, 4140 Sprimont
- Names & denominations
- IMMOBILIERE B&M
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 October 1999
- Peppol
- Active · Active since 29 Oct 2024