Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
32 INVEST from Sint-Niklaas, company number BE0467041934, closed financial year 2025 with a result of € 545,191 after tax. For that financial year 32 INVEST recorded a gross margin of € 688,836 and equity of € 6.1 million. Compared with financial year 2024, the result moved from € 1.3 million to € 545,191. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 27, 2026.
€ 6.1 million
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 545,191
▼ 59% vs 2024
Profit after tax over the fiscal year.
€ 636,789
▲ 41% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 4.9 million.
People and assets in 2025
€ 179
▼ 80% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 7.5 million
▼ 10% vs 2024
€ 833,334 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 23,047
▲ € 20,497 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 46,653
▲ 295% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 646,114 | € 648,530 | € 632,212 | € 688,836 | ▲ 9% |
| Profit after taxes | € 742,247 | € 701,400 | € 1,326,351 | € 545,191 | ▼ 59% |
| Equity | € 3,483,425 | € 4,184,825 | € 5,511,176 | € 6,056,366 | ▲ 10% |
| Total debts | € 10,595,113 | € 9,975,121 | € 8,701,656 | € 8,214,129 | ▼ 6% |
| Cash | € 328,945 | € 254,300 | € 451,965 | € 636,789 | ▲ 41% |
| Land & buildings | € 824,604 | € 840,390 | € 838,823 | € 837,148 | |
| Retained profit | € 2,343,455 | € 3,044,855 | € 4,371,206 | € 4,916,396 | ▲ 12% |
| Bank debt | € 9,999,998 | € 9,166,664 | € 8,333,330 | € 7,499,996 | ▼ 10% |
| Balance sheet total | € 14,078,538 | € 14,159,946 | € 14,212,832 | € 14,270,495 |
Key figures of 32 INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to 32 INVEST?
What happened at 32 INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 545,191 (▼ 59% vs 2024). Source: NBB ↗
- DECEBRA became a director. NBB
- New establishment in Sint-Niklaas. KBO
- Start of the company according to the CBE. KBO
In short
From € 742,247 profit in 2022 to € 545,191 profit in 2025.
Paid € 296,465 in corporate taxes since 2022.
Best year ever: 2024, with € 1.3 million profit.
A new publication or filing at 32 INVEST? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DECEBRA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
32 INVESTBehind 32 INVEST is DECEBRA. The shares are held by DECEBRA (100%). It owns 99.5% of Lume Real Estate itself.
Directors
According to the 2025 annual accounts
since 2023
Shareholders
100%
Participations
99.5%
Establishments
Establishment units
Physical locations of this company
Krekelstraat 43
9100 Sint-Niklaas
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0467.041.934
- VAT number
- BE 0467.041.934
- Registered office
- Krekelstraat 43, 9100 Sint-Niklaas
- Names & denominations
- 32 INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 12 October 1999
- Peppol
- Active · Active since 20 Nov 2025
- Activities · NACE
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