Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 5.7 to 4.8.
Financials
Financial year 2025
PIANOS SIBRET from Namur, company number BE0467018673, closed financial year 2025 with a result of € 105,881 after tax. For that financial year PIANOS SIBRET recorded a gross margin of € 613,500 and equity of € 527,128. Compared with financial year 2024, the result moved from € -26,373 to € 105,881. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 527,128
▲ 25% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 105,881
▲ still € 26,373 loss in 2024
Profit after tax over the fiscal year.
€ 42,521
▼ 43% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 508,536.
People and assets in 2025
4.8
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 251,795
▼ 9% vs 2024
€ 52,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 307,245
▼ 25% vs 2024
Of which on lease € 289,134.
Debts at end 2025
€ 469,940
▼ 29% vs 2024
€ 174,682 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 139,651
▼ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 66,077
▼ 3% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 700,233 | € 628,985 | € 543,271 | € 613,500 | ▲ 13% |
| Profit after taxes | € 102,793 | € 30,060 | € -26,373 | € 105,881 | ▲ € 132,254 |
| Equity | € 417,560 | € 447,621 | € 421,247 | € 527,128 | ▲ 25% |
| Total debts | € 1,165,616 | € 1,170,280 | € 1,087,200 | € 867,169 | ▼ 20% |
| Cash | € 39,314 | € 40,404 | € 74,375 | € 42,521 | ▼ 43% |
| Retained profit | € 398,968 | € 429,029 | € 402,655 | € 508,536 | ▲ 26% |
| Bank debt | € 605,448 | € 624,772 | € 661,691 | € 469,940 | ▼ 29% |
| Balance sheet total | € 1,583,176 | € 1,617,901 | € 1,508,448 | € 1,394,297 | ▼ 8% |
| Employees (FTE) | 5.6 | 5.7 | 4.9 | 4.8 | ▼ 0.1 |
Key figures of PIANOS SIBRET, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PIANOS SIBRET?
What happened at PIANOS SIBRET in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 105,881. filed late Source: NBB ↗
- Nicole DUTROUX became a director. NBB
- JS & B MANAGEMENT SRL became a director. NBB
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 102,793 profit in 2022 to € 105,881 profit in 2025.
Paid € 79,908 in corporate taxes since 2022.
Best year ever: 2025, with € 105,881 profit.
On average € 127,800 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of js & b management comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PIANOS SIBRETBehind PIANOS SIBRET are Nicole DUTROUX and JS & B MANAGEMENT SRL. The shares are held by js & b management (100%).
Directors
According to the 2025 annual accounts
Nicole DUTROUX
Director
since 2023
Director · represented by Jean-Sébastien SIBRET, Benjamin SIBRET
since 2023
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Chaussée de Marche(EP) 595
5101 Namur
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0467.018.673
- VAT number
- BE 0467.018.673
- Registered office
- Chaussée de Marche(EP) 595, 5101 Namur
- Names & denominations
- PIANOS SIBRET
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 October 1999
- Peppol
- Active · Active since 19 Dec 2025
- Activities · NACE
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