Financials
Financial year 2025
PICA & DEB from Enghien, company number BE0466976410, closed financial year 2025 with a result of € 31,385 after tax. For that financial year PICA & DEB recorded a gross margin of € 52,560 and equity of € 155,673. Compared with financial year 2024, the result moved from € 24,599 to € 31,385. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 155,673
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 31,385
▲ 28% vs 2024
Profit after tax over the fiscal year.
€ 20,677
▲ 208% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 11,080 paid out
35 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 2,628
▼ 44% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4,136
▼ 68% vs 2024
€ 1,294 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 2,315
▲ 8% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 33,087
▲ 54% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 74,912 | € 2,060 | € 40,403 | € 52,560 | ▲ 30% |
| Profit after taxes | € 50,055 | € -10,441 | € 24,599 | € 31,385 | ▲ 28% |
| Equity | € 121,209 | € 110,769 | € 135,368 | € 155,673 | ▲ 15% |
| Total debts | € 51,275 | € 50,109 | € 40,694 | € 45,429 | ▲ 12% |
| Cash | € 6,806 | € 19,529 | € 6,713 | € 20,677 | ▲ 208% |
| Retained profit | € 59,690 | € 49,249 | € 73,849 | € 94,154 | ▲ 27% |
| Dividend | € 0 | € 0 | € 0 | € 11,080 | |
| Bank debt | € 17,235 | € 12,741 | € 12,741 | € 4,136 | ▼ 68% |
| Balance sheet total | € 172,484 | € 160,877 | € 176,062 | € 201,102 | ▲ 14% |
Key figures of PICA & DEB, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PICA & DEB?
What happened at PICA & DEB in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 31,385 (▲ 28% vs 2024). filed late Source: NBB ↗
- LAURIE PICALAUSA became a director. NBB
- MICHEL PICALAUSA became a director. NBB
- New establishment in Enghien. KBO
- Start of the company according to the CBE. KBO
In short
From € 50,055 profit in 2022 to € 31,385 profit in 2025.
Paid € 37,543 in corporate taxes since 2022.
Best year ever: 2022, with € 50,055 profit.
Paid out € 11,080 in dividends to the owners in total.
Management
Behind PICA & DEB are LAURIE PICALAUSA and MICHEL PICALAUSA. LAURIE PICALAUSA is also behind AssurProtect M&L.
Directors
According to the 2025 annual accounts
since 2024
MICHEL PICALAUSA
Managing director
since 2022
Establishments
Establishment units
Physical locations of this company
Vital Langhendriesstraat(P.E. 38
7850 Enghien
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0466.976.410
- VAT number
- BE 0466.976.410
- Registered office
- Vital Langhendriesstraat(P.E. 38, 7850 Enghien
- Names & denominations
- PICA & DEB · COLIWALLON
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 5 October 1999
- Peppol
- Active · Active since 28 Nov 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Handelsbemiddeling in de groothandel in andere specifieke goederen