What does PICA & DEB do?

PICA & DEB is an insurance broker in Enghien. Public Limited, started on 5 October 1999, 1 establishment.

What is the address of PICA & DEB?

The registered office of PICA & DEB is located at Vital Langhendriesstraat(P.E. 38, 7850 Enghien.

Is PICA & DEB still active?

Yes. According to the CBE (16 September 2026) PICA & DEB is active, legal situation “Normale toestand”, started on 5 October 1999.

Is PICA & DEB registered on Peppol?

Yes, PICA & DEB is registered on the Peppol network with ID 0208:0466976410.

What is the enterprise number of PICA & DEB?

The enterprise number of PICA & DEB is BE0466976410.

When was PICA & DEB founded?

PICA & DEB was founded on 5 October 1999.

Who are the directors of PICA & DEB?

According to the 2025 annual accounts, the directors of PICA & DEB are: LAURIE PICALAUSA, MICHEL PICALAUSA.

Is PICA & DEB a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 5 October 1999; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did PICA & DEB make in 2025?

PICA & DEB posted a profit after taxes of € 31,385 in financial year 2025.

What is the revenue of PICA & DEB?

As a small company, PICA & DEB is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 52,560.

PICA & DEB (Public Limited) - Enghien - BE0466976410

Dossier PICA & DEB, printed on 16 September 2026 from databakkes.be/en/0466976410/pica-deb. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

PICA & DEB from Enghien, company number BE0466976410, closed financial year 2025 with a result of € 31,385 after tax. For that financial year PICA & DEB recorded a gross margin of € 52,560 and equity of € 155,673. Compared with financial year 2024, the result moved from € 24,599 to € 31,385. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Growing

€ 155,673

▲ 15% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 31,385

▲ 28% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 20,677

▲ 208% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 11,080 paid out

35 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Vehicles and equipment

€ 2,628

▼ 44% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 4,136

▼ 68% vs 2024

€ 1,294 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 2,315

▲ 8% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 33,087

▲ 54% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 74,912 Gross margin 2022: € 74,912 First fiscal year in the series	€ 2,060 Gross margin 2023: € 2,060 ▼ 97% vs 2022 (€ 74,912) Unfavourable step	€ 40,403 Gross margin 2024: € 40,403 ▲ € 38,343 vs 2023 (€ 2,060) Favourable step	€ 52,560 Gross margin 2025: € 52,560 ▲ 30% vs 2024 (€ 40,403) Favourable step	▲ 30%
Profit after taxes	€ 50,055 Profit after taxes 2022: € 50,055 First fiscal year in the series	€ -10,441 Profit after taxes 2023: € -10,441 ▼ € 60,496 vs 2022 (€ 50,055) Unfavourable step	€ 24,599 Profit after taxes 2024: € 24,599 ▲ € 35,040 vs 2023 (€ -10,441) Favourable step	€ 31,385 Profit after taxes 2025: € 31,385 ▲ 28% vs 2024 (€ 24,599) Favourable step	▲ 28%
Equity	€ 121,209 Equity 2022: € 121,209 First fiscal year in the series	€ 110,769 Equity 2023: € 110,769 ▼ 9% vs 2022 (€ 121,209) Unfavourable step	€ 135,368 Equity 2024: € 135,368 ▲ 22% vs 2023 (€ 110,769) Favourable step	€ 155,673 Equity 2025: € 155,673 ▲ 15% vs 2024 (€ 135,368) Favourable step	▲ 15%
Total debts	€ 51,275 Total debts 2022: € 51,275 First fiscal year in the series	€ 50,109 Total debts 2023: € 50,109 ▼ 2% vs 2022 (€ 51,275) Favourable step	€ 40,694 Total debts 2024: € 40,694 ▼ 19% vs 2023 (€ 50,109) Favourable step	€ 45,429 Total debts 2025: € 45,429 ▲ 12% vs 2024 (€ 40,694) Unfavourable step	▲ 12%
Cash	€ 6,806 Cash 2022: € 6,806 First fiscal year in the series	€ 19,529 Cash 2023: € 19,529 ▲ 187% vs 2022 (€ 6,806) Favourable step	€ 6,713 Cash 2024: € 6,713 ▼ 66% vs 2023 (€ 19,529) Unfavourable step	€ 20,677 Cash 2025: € 20,677 ▲ 208% vs 2024 (€ 6,713) Favourable step	▲ 208%
Retained profit	€ 59,690 Retained profit 2022: € 59,690 First fiscal year in the series	€ 49,249 Retained profit 2023: € 49,249 ▼ 17% vs 2022 (€ 59,690) Unfavourable step	€ 73,849 Retained profit 2024: € 73,849 ▲ 50% vs 2023 (€ 49,249) Favourable step	€ 94,154 Retained profit 2025: € 94,154 ▲ 27% vs 2024 (€ 73,849) Favourable step	▲ 27%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 11,080 Dividend 2025: € 11,080 Unchanged (€ 0) Unchanged
Bank debt	€ 17,235 Bank debt 2022: € 17,235 First fiscal year in the series	€ 12,741 Bank debt 2023: € 12,741 ▼ 26% vs 2022 (€ 17,235) Favourable step	€ 12,741 Bank debt 2024: € 12,741 Unchanged (€ 12,741) Unchanged	€ 4,136 Bank debt 2025: € 4,136 ▼ 68% vs 2024 (€ 12,741) Favourable step	▼ 68%
Balance sheet total	€ 172,484 Balance sheet total 2022: € 172,484 First fiscal year in the series	€ 160,877 Balance sheet total 2023: € 160,877 ▼ 7% vs 2022 (€ 172,484) Unchanged	€ 176,062 Balance sheet total 2024: € 176,062 ▲ 9% vs 2023 (€ 160,877) Unchanged	€ 201,102 Balance sheet total 2025: € 201,102 ▲ 14% vs 2024 (€ 176,062) Unchanged	▲ 14%

Key figures of PICA & DEB, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to PICA & DEB?

What happened at PICA & DEB in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: profit of € 31,385 (▲ 28% vs 2024). filed late Source: NBB ↗
2024 LAURIE PICALAUSA became a director. NBB
2022 MICHEL PICALAUSA became a director. NBB
Sep 2, 2005 New establishment in Enghien. KBO
Oct 5, 1999 Start of the company according to the CBE. KBO

In short

From € 50,055 profit in 2022 to € 31,385 profit in 2025.

Paid € 37,543 in corporate taxes since 2022.

Best year ever: 2022, with € 50,055 profit.

Paid out € 11,080 in dividends to the owners in total.

Original PDFs at the National Bank ↗

A new publication or filing at PICA & DEB? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

LAURIE PICALAUSA MICHEL PICALAUSA

AssurProtect M&L

PICA & DEB

Behind PICA & DEB are LAURIE PICALAUSA and MICHEL PICALAUSA. LAURIE PICALAUSA is also behind AssurProtect M&L.

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Directors

According to the 2025 annual accounts

LAURIE PICALAUSA

Director

Also active at: AssurProtect M&L

since 2024

MICHEL PICALAUSA

Managing director

since 2022

Establishments

Establishment units

Physical locations of this company

Registered office

Vital Langhendriesstraat(P.E. 38

7850 Enghien

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0466.976.410

VAT number

BE 0466.976.410

Registered office

Vital Langhendriesstraat(P.E. 38, 7850 Enghien

Names & denominations

PICA & DEB · COLIWALLON

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

5 October 1999

Peppol

Active · Active since 28 Nov 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Handelsbemiddeling in de groothandel in andere specifieke goederen

View on CBE Public ↗ Annual accounts (NBB) ↗